Is your sister older than you? Something i found by accident a few years ago is having someone over the age of 50, especially a female, can reduce the premium considerably.
Have to say though, you're the first person i've encountered where Admiral MultiCar has shown a sensible premium - last time i had a quote from them they wanted about 3 times as much as i was currently paying on 3 separate classic policies! :err: :shocked: :err: |
My sister is a few years younger than me, but she is quite good at beating them down on price each year. We never accept the first quote.
The main issue I have with Admiral is that their model is designed to suck people in by making all their policies renew on the same date which potentially increases the cost and hassle of splitting them out into separate policies again later. We pay in one annual lump sum so are able realistically to threaten to do this. I suspect if one relied on monthly payments and credit checks it would be a major hassle to exit again. |
Im with lancaster classic insurance. Fully comp, breakdown cover and 5,000 miles it costs me £189 year guarenteed minum value of £1500
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They quite happily accpeted my 827 Coupe (a year newer than the "Imposter" 827SLi) as a classic because it was Sterling spec (although never officially badged as such) but mostly because it was the Coupe. I'm sure they make it up as they go along sometimes, including the premiums themselves! :err: |
I've just taken out a new policy for my 740, oddly enough. I'm paying £280 PA with Santander. I shopped around endlessly but couldn't find anyone who would cover it for less than that. That's fully comp, £250 voluntary excess, with my partner Amy as named driver.
I have an identical policy with Hastings Direct for my 240, which is £100 cheaper-£180 PA. I asked them to quote me for the 740 and they wanted £600 PA!! I don't understand the way it's structured at all. Both cars have identical engines and are stock with no mods. The 240 is three years younger than the 740, that's the only discernable thing that I can think of that may make a difference. |
Hi.
Please feel free to give us a try for insurance if you like. Regards, Dan. |
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I pay about the same every year, sometimes 3rd-party-etc, sometimes comp, but not limited mileage. |
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