Insurance is a complete joke.
In 2009 I paid £1900 when I was 17 to insure a 1.9 BMW 316i Sport Compact. A few months later a friend paid £2500 to insure a 1.1 Metro! The price really does seem to vary from day to day, completely inconsistent. My presumption is that if a company hasn't made many new deals recently then they're happier to offer a better price.
That deal I had for that BMW with Quinn Direct was brilliant and I too was getting stupid prices back for 'ordinary' starter cars so for me it just made sense to get the Bimmer!
Look through price comparison sites regularly with quote start dates waaay in advance so when you find a good price it'll still be live when you're ready to buy
!
A few tricks I've found in the past is that putting the car's overnight location when at home as 'On the road' is much cheaper than 'Driveway' and cheaper again than 'Garaged'! Hard to believe I know but that's what I've found with my cheaper quotes!
Also, yes, put as many older experienced drivers on your policy as possible as named drivers, it really brings the premium down! By having my Aunt and Uncle on my policy halves my quote, and they don't even actually use the car or live with me, still perfectly legal mind as I'm still the main driver and policy holder!
