Quote:
Originally Posted by jamesmark
What a load of rubbish. Premiums are put up by a multitude of things, crashes, theft blah blah.
Not declaring modifications would actually result in an overall saving as your policy would be void and not paid out if you made a claim and they found out about remap. You could argue there would be cost of admin work.
So I fail to see how/why this would put premiums up.
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That approach might go down well on a Ford Focus RS forum but not here.
It's also a criminal offence - you are obtaining insurance by deception. After a crash if your insurer finds non-declared mods it cannot void the policy if it did not know about them in advance and must still pay all third party losses.
And don't assume that it is not possible to detect it because in extreme cases they can. For more than 10 years Police forces working with manufacturers have been able to check if software has been modified and extract previously unreadable data on a cars speed, throttle position, etc. from the airbag and other systems. If they want to demonstrate that you are a "wrong-un" to nail you with a prosecution - they will go to whatever lengths.
This is another reason why Polestar maps are a good option - they are marketed by Volvo as "Software Optimisation" - not just performance improvements - and hence are usually treated more sympathetically.