[dcw]

My V60 is just coming up 5 years old. I bought it as a Selekt used car 18 months ago along with a service plan for 3 years at £35 per month over 24 months. So that is last, this and next years' services covered.

It has given me protection against any rising costs, it will be fully paid off later this year long before I even have to think about the 3rd service (so in terms of instant cash-flow at the time that will potentially be "free" or at least feel like it!) and each service means I have Volvo breakdown cover which saves expenses around the £100 mark to get the same from, eg, RAC. I know all parts will be genuine, and there will be the full updates for all systems.

Plus it maintains a complete Volvo SH which might still give me a little leverage even now if something fails that shouldn't, plus, although it may not be much, if as is extremely likely I trade the car in at a Volvo dealer in due course it is another bargaining chip for a little more trade in value.

So my view would be go for the service plan!

David