You don’t need a twin axle to get a fixed double bed, there are plenty of options without depending on budget and any other things you want.
As for the car, at your budget buy the tidiest and cleanest 2.4 5-cylinder diesel auto you can find and take it from there - few people ‘need’ a 90 but plenty of people like them but you’ll get more XC70 or even XC60 for your money.
Ultimately all will tow a van with a fixed double.
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