[ChrisKnottIns]

Ah yes, you're right, there was a change of vehicle early on in the policy year. We were both a little off then - good job I don't personally do the quotes

The only thing I'd say is that the £325 annualised premium comparison doesn't include admin fee (£15) - it's just for the car insurance and legal expenses bundle. Unfortunately we weren't able to waive the fee as we have done in the past for you (including when you changed the vehicle so you got the full benefit of the refund). Like for like it has gone up £15 at renewal. The inclusion of the admin fee brings it to the £30.

Obviously we 'd like to retain your business but it comes down to whether the existing insurer is prepared to reduce their rate to keep you if price is your main motivator. We can certainly approach them if you're able to supply details of that alternative quote.