I actually think the 19th December is more likely to be their normal monthly payment cycle, perhaps brought forward a few days because of Christmas. Whatever it is, it does not help the OP.
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2015: XC60 D4 FWD SE Lux Nav 190hp manual, Osmium Grey, 17" Segin, Tempa, Winter Illumination, Security, Family, DSP, 4C, HK Sound, Subwoofer, Front Parking, Rear Camera, Dark Tinted, Power Passenger Seat, Speed and Heated Steering.
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