[NigelDay]

Originally Posted by Arianne

So then, we're talking a Porsche Macan, Audi SQ5, BMW X4 35d M-sport or Jaguar F-pace V6. Unless Volvo start releasing details of the next XC60 and do something spectacular with the engine and suspension setup?

You mentioned March 2017 'plate' as your change-over date. Is this to avoid the new VED rates coming in April 2017 (with the extra penalty for cars over £40k) ?
The problem is that the new Q5, X3 and XC60 will be 'launched' over the next 12/18 months (???) which collides with your date, AND there is always the issue with new releases of (a) minimal discounts, (b) long waiting lists and (c) delayed arrival of test-drive stock into UK showrooms. Remember the 'worldwide launch' of the XC90 in September 2014 ? UK dealers did not get their stock in until (I think) May 2015, but many folk had already placed orders before even seeing it. Now most of us would never buy a car without a test drive, so you really have a difficult decision to take -- unless of course you could delay changing for a further 12 months.
Have you thought of a (current) XC60 D5 with ALL the option boxes ticked (including the Inscription leather) ? I reckon this would come in at less than £45k for cash. Old model, yes, but it would take some beating for 'go anywhere' and comfort.