[Citizen.Agfa]

Originally Posted by a.l.2810

Kev240 is right. You can only drive other peoples cars on your insurance if the owner of the car has it insured . Lovely car though. Now if I hadn't just bought the vario....

Lifted this from the "5ive-0 beyond the thin blue line" forum...

Teknobod
07-02-2005, 11:24 AM

Something that you should also be aware of AFAIK is that the vehicle "lent" to you must also be insured under it's own policy.

ie the person lending it should have a policy in their own name for the vehicle in question.

Andy

Kris
07-02-2005, 01:28 PM

No, the car you have been lent doesn't have to be insured for your driving other cars extension to kick in but legally it shoud be insured by the owner to be on the road.

Oh & some policies may have some obscure wording in them that prevent you from driving another car if it is considerably higher in value or insurance group than yours (dates back to the GTi days when poeple thought they could get around the Gti premiums by insuring a knackerd old mini tpft & then drive a VW Gti around registered to someone else under the DOC section of the policy)

Teknobod
07-02-2005, 03:37 PM

No, the car you have been lent doesn't have to be insured for your driving other cars extension to kick in but legally it shoud be insured by the owner to be on the road.

Surely then, that would mean that if it is not insured by the owner it cannot be driven on the road legally.

Andy

Mice_Elf
07-02-2005, 04:01 PM

It is insured Third party under your insurance, if you use it in such a way.

Essentially, what is being stated here is this: cars are not insured, drivers are.

Hth C.A.