You can do all of that with either a phone or iPod. If bluetooth is dropping then try to delete the phone and rejoin, no issues in my S90, I just use my iPhone and local playlists on it. If I want to listen to anything else it uses Apple Music to retrieve it over 4G through the car.
USB sticks are fine, but I doubt it will be a medium that will be around for much longer, certainly not in its current form with the introduction of USB-C.
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2023 V90 T6 Recharge AWD Ultimate Dark, Blonde Ventilated Nappa, Thunder Grey, AAOS
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