The tyres rubbing the arch should NOT fail as Volvo provide metal plates for the tyres to rub on . Volvo put the plates there to pass the MOT , get your Tester to read his Tester's Manual ... Appeal ... The same applies to Morgan cars , they have an alloy block bolted to the chassis for this very purpose as well .
When you have 18" wheels you really need the stop kit from Volvo otherwise the rubbing is so bad the plates rub through eventualy.
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 My comments are only based on my opinions and vast experience .
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