The problem with what you describe above is that those of use with Manual gearboxes do not have a P position however we do have to use our parking brake all the time. I added the adjusters along with new pads when I got mine (at 172k miles) the car has been passing the MOT each time since. They were fitted in 2014 and the car has cover 254k now.
It really is a case of use it or lose it as I suspect that many automatic drivers (not just XC90 ones) don’t both using the parking brake and just stick it in P. This is less of an issue in cars with auto brakes as it applies it for you.
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