Thanks for your reply gingerbiscuit69, it was very helpful.
I drive an XC90 which, as you rightly say, certainly won't tow 3.5T and I think it will tow an absolute max of 2.7T.
Luckily I only tow one small horse in the trailer, however after towing with an old Disco where I didn't worry about weight, when I was thinking 'Volvo' I did check that my towing weight would be well within it's capacity and luckily it is.
Thanks again.
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