[Chudy85]

Originally Posted by bornmiddleaged

Quick update after getting the renewal in from LV.
First surprise was that the renewal was £50 less than I paid last year.

Anyway, called them up and asked about P*. Explained it was primarily for optimisation of gear changes and general responsiveness but there is a small increase in power.

He went off to speak to an underwriter and their view was that anything that increases the BHP is classed in the category of "engine chipping / remap", although he did suggest that higher BHP increases would be seen as higher risk.

I also increased the mileage at the same time as adding the P* so can't be sure exactly how much of the change is attributed to what but the renewal went up by £70. Based on looking at comparison sites and changing the mileage, I estimate that was about £20, so £50 for the P*.
In the end, only about £20 more than I paid last year and cheaper than any quote I have seen on the comparison sites.
I also got a quote from the Volvo insurance site - that was almost £500!

Just checked LV now and £250 more to the premium they want to add ;( this is shocking