I heard about that when people our out of a job. You are apparently more inclined to have an accident as you may not fix issues with your car and buy budget tyres which aren't as good at braking. I'm sure they have some other excuses aswell.
As for pitting of your windscreen I doubt it's covered as it's not technically broken. Best speaking to a glass repairer about what's covered under insurance.
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2003 V70 D5 [163] SE - Sold at 188,000 miles.
2011 V70 D5 [215] Rdesign - currently owned.
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