Check out your rights under the law - cars bought from a trader are very much better protected than ever, thanks to the 2015 Consumer Rights Act.
Warranties really only benefit the insurance companies who sell them. As has been said, buy wisely from a reputable dealer, and then squirrel away a slush fund of say £50 a month. Chances are you'l be using that in a couple of years time to fund the next new motor!
Cheers
Jack
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