Quote:
Originally Posted by happyfeet
if i went to another dealer - even another manufacturer, would i get declined for this exact reason.
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As stated, multiple searches on the same surname and address will produce a flag so solving the situation trying alternative financing companies will be a bad idea.
In your position, I would initially get you and your wife's credit score and report in order to find why they were different.
Your wife's may contain inaccurate/out of date information which adversely affected her credit score and because you're a financial association, it affects yours too.