The previous owner should have fitted the lock stop kit available from volvo as decribed above when he fitted the 18" wheels. It seems he neglected to . It isnt a design fault if the volvo recommended parts are not fitted . Your car will have had the metal arch liner plates from new , have they been removed?
I think you need to make sure the plates are there , if not fit them , them get the volvo 18" wheel lock stop kit fitted .
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 My comments are only based on my opinions and vast experience .
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