I think you're on the money already.
The MY13/14 D3 is the 5-cylinder 2.0 Volvo engine (originates back to the old D5) which is probably the most reliable diesel engine ever made. On the motorway at steady 70 53-55 mpg is the norm (in a manual car). However round town and constant accelerating and braking do impact the economy more than on the smaller 4 cylider D2.
The box is good but as has been said if the car has 70k or more - get the fluid changed. You will notice the difference...
SE Lux should get you the active Xenon lights (they're brilliant) and the nice TFT instruments. Check it has DAB radio if that's important to you - they were optional early on. Check if it has a space saver - they can be bought cheaply if not but you also need a boot floor kit.
Really good, comfortable, reliable car I do 100 miles a day in mine.
The only thing I would add is the D3 is 150 BHP and very torquey low down - might be too powerful for a learner car?
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2011 XC90 D5 Executive
2003 C70 T5 GT
2012 Ford Ranger XL SC
1977 Triumph Spitfire 1500
1976 Massey Ferguson 135
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