I've always looked at it in a way that until things get really out of hand, maintaining a car that you know fairly well is better than buying another used car.
I've been running my 2002 D5 S60 for 4 years now and have done around 110k in that time.
I'll never add up how much repairs have cost me in that time, as there have been a few big bills at times.
That said, I don't think I would be going to a dealer for a new turbo on a 13 year old car.
Mine isn't boosting correctly either, but will look other options before the turbo. Could be sticking vanes too though. Never had hit limp though.
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