Quote:
Originally Posted by pagan8c
CKI you make a good argument for most of the points raised. The 1 which you haven't explained is why does the premium go up for a no fault accident when the other drivers Insurance pays up. Why is it that Insurance companies divide the costs and the driver who has done nothing wrong is penalised for it.
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Thanks pagan8c. That's not always the case but where it does occur it's down to the insurers having done statistical analysis which shows that once a driver has been involved in an accident (at fault or not) they are more likely to make an 'own policy' claim. I don't think the increase for the non-fault driver is as high as for the at fault driver but nonetheless...
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