I'd be querying why the other driver doesn't want to go through insurance, what's he hiding? odds on he's not got cover for the car he hit yours with, it does sound like he's already starting to string you along.
I think in all honesty your going to find yourself losing out on this unless you get the insurance company involved now, the longer you leave the messier it becomes as they will question as to why you left it so long, personally I'd have been straight on the phone to my broker as it's what I pay them for.
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