2008 model with 226 RICA cost per year, 47 old, 12K per year.
Road tax = £405
Service = £400 (Average)
Insurance = £450 (350 without the RICA)
Tyres = £500 (assume 2 front every year, 2 rears every 2 years)
My 'base' cost per year before a gallon of Diesel = £1,755
But I love it, I have 4 children and the XC90 feels safe and secure. I am using Volvo servicing and spending £150-170/tyres. So, I suspect you could cut it back a bit.
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