I assume you don't get your car serviced at a Volvo dealership? Otherwise your car would be covered by Volvo Assistance.
Did you check Adrian Flux? There breakdown cover appears attractively priced ( https://www.adrianflux.co.uk/breakdown/).
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1997 Volvo S70
10v, 2.5, 144bhp, manual, anthracite, Jetex exhaust, LHD
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