If you are coming from a well specified 2012 SE lux and you are configuring a new car, I would start with the Inscription trim and work with additional packages and options.
If you had a panoramic roof, it's hard to configure a car without it so I believe that you can take a step further and look into the Inscription PRO that I believe it's available in the UK.
If it's too much, start with the Inscription and figure out the other options from there.
I would recommend the following packs:
-Winter Pack with Head-Up Display
-Xenium pack
Optionals:
-Folding headrests
-BLIS
-Smartphone integration
-Sensus connect with Harman Kardon
A very nice option is the Four-C suspension. I have it and it's worth it. I believe that it's included on the Inscription PRO trim.
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MY19 XC60 D4 Inscription Pro Auto AWD, Luminous Sand, Blond Interior, Xenium Pro, Intellisafe Pro, Winter Pack, Dark Tinted and Laminated, Four-C, Business Connect, Versatility Pro
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