ref brake disc this has come up before so in my mind its a volvo faults and they should pay not you
next your engine off coarse volvo should pay for engine 45 k miles and engine is cracked ,this is know problem esp on new style engines so thats why there paying up.
clutches they also have major problem with them cover plates collapsing ask ROOSTER ,they are using cheap parts thats why they are collapsing also cheap terminals thats why they loose can high signal
good luck..
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