I'm insured with Admiral and was involved in a non-fault claim in 2015 yet my premium came down by over £50 this year. Perhaps they generously gave me their £48.25 chunk of their £193 million pound profit?
There seems to be little rhyme or reason to some of the pricing used by insurance companies. Also on my Admiral policy is a Golf GTi with a mileage allowance of 5000 miles annually. It's been SORNed for the last 12 months so the actual mileage was zero. I asked if the premium would drop if I changed to an allowance of 1000 miles or less, but for some reason it made no difference. So the fact the vehicle is not even on the road seems to make it no less likely to be involved in a claim than if I used it every single day.
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