K+N Filter. Is it a notifyable mod?

Madleee · Oct 11th, 2006, 13:36

Would I have to notify my insurers if I fit a K+N Filter Element?

CTCNetwork · Oct 11th, 2006, 13:51

Hi,

I wouldn't thing so, as the K&N will fit into the standard filter box.

The safe answer would be to contact the insurance company and ask them whether it is notifiable or not..

Des. . .

stevesR · Oct 11th, 2006, 18:09

My brother fitted a k&n panel to his v70R,he rang his insurance company whow said it was ok to fit the above and no increase in premium.

steve

CTCNetwork · Oct 11th, 2006, 19:19

Hi,

Quote:

Originally Posted by stevesR

My brother fitted a k&n panel to his v70R,he rang his insurance company whow said it was ok to fit the above and no increase in premium.

steve

The key words there are "his insurance company"...
May not be your insurance company.
Insurance companies all have a different view on things.
As I said, check your insurance company..

Des. . .

Madleee · Oct 11th, 2006, 20:14

Well I've bought it, now to ring the RAC and see if they will accept it.
If not anyone wanna buy a K+N filter.....

Oct 12th, 2006, 02:58

I nearly bought a Mondeo ST200 some time ago (just think - if I'd have got that instead of the volvo you guys wouldn't be reading this and I'd be a member of the FOC logging into fordclub.co.uk

)... anyway, it had an air induction kit fitted but the general consensus was on those cars it does not increase power just throttle pick up (and it sounds nicer). My insurer is direct line and I stressed there was no performance increase and they said they would put a note on the policy but it would have no affect on the premium.

BTW, I haven't exactly told them about my volvo's ITG panel filter, dump valve or MBC yet.... hmmm... again you could argue a case that these things are not giving you any power increase so maybe they don't need to know... hopefully... ???

IC · Oct 12th, 2006, 06:50

I've personally informed my insurers about all the modifications that I've made to my car. It's best to let them know, I've found that they just put a note on the car's details for quite a lot of the small changes. It also means that they will replace like for like. It's not worth not informing an insurer about a modification as they may refuse to pay out in the event of an accident if they haven't been informed about a modification. I do feel that insurers must stay competitive, if an insurer is difficult about modifications it' s worth shopping around.

Jod T5 · Oct 12th, 2006, 07:31

Quote:

Originally Posted by CTCNetwork

The safe answer would be to contact the insurance company and ask them whether it is notifiable or not..

des is of course right and whether or not the insurance company take any action is there perogative....
personally i have not told mine of my rica purley on the basis that i defy any accident inspector to open my ecu and recognise a rica chip rather than a bosch one...
companies will reject claims for whatever reason they can, so any physical differences should be disclosed....imo
cheers
jod

Madleee · Oct 12th, 2006, 07:41

Is this K+N filter visibly different to an OE one?
As Jod said would someone go through your filter box looking for a different element?
They are more likely to be looking for and induction kit.

Strut braces could be argued to be an aftermarket safety feature...
Only they are a safety feature if you go laroping through the lanes.

I think the filter will be the end of my modding for now.
I have fancied a saloon for a toy for a while, (has mostly been a 2.3 Ti 240 GLT. Now its an 850 or S70 Ph1. That one I can tweak to my hearts content.

btw was a saloon ever made with AWD?

Keep your boost up.

Jod T5 · Oct 12th, 2006, 08:06

Quote:

Originally Posted by Madleee

Is this K+N filter visibly different to an OE one?

yes very much so lee, it is clearly disinguishable upon removal of the air box cover...it could be argued i suppose that they do not offer quite so much engine enhancement to a std 225 engine, so one could say if "pulled on the subject" that as the filter is cleanable it has been installed for economic reasons rather than performance....

Quote:

Originally Posted by Madleee

They are more likely to be looking for and induction kit.

a different kettle of fish...lol

Quote:

Originally Posted by Madleee

Strut braces could be argued to be an aftermarket safety feature...
.

they are a deffo inform... although you could always remove it before the insurance man saw it..., although i am not recomending that....!!
cheers
jod

Oct 11th, 2006, 13:36	#1
Madleee '95 850 T5 GLE 7 Seater Last Online: Feb 28th, 2009 13:16 Join Date: May 2006 Location: Barry View Photos By: Madleee	K+N Filter. Is it a notifyable mod? Would I have to notify my insurers if I fit a K+N Filter Element? __________________ I like my cars just like my women, Fast and exciting!

Oct 11th, 2006, 13:51	#2
CTCNetwork Forum Support Team Join Date: Dec 2004 Location: Liège, Belgium View Photos By: CTCNetwork	Hi, I wouldn't thing so, as the K&N will fit into the standard filter box. The safe answer would be to contact the insurance company and ask them whether it is notifiable or not.. Des. . . __________________ Density:- Not just a measurement ~ It's a whole way of Life.! ! ! I drive a Volvo, Please Don't Get In My Way! OldVolvos4Ever He shows up. People die. He vanishes. People should not be afraid of their governments. "He'll deliver more justice in a weekend than 10 years of your Governments should be afraid of their people... "V" courts & tribunals. Just stay out of his way." "I plan to."

Oct 11th, 2006, 20:14	#5
Madleee '95 850 T5 GLE 7 Seater Last Online: Feb 28th, 2009 13:16 Join Date: May 2006 Location: Barry View Photos By: Madleee	too late now Well I've bought it, now to ring the RAC and see if they will accept it. If not anyone wanna buy a K+N filter..... __________________ I like my cars just like my women, Fast and exciting!

Oct 12th, 2006, 06:50	#7
IC S60R/V70R Last Online: Jun 7th, 2024 10:06 Join Date: Dec 2002 Location: Brumbeldore View Photos By: IC	I've personally informed my insurers about all the modifications that I've made to my car. It's best to let them know, I've found that they just put a note on the car's details for quite a lot of the small changes. It also means that they will replace like for like. It's not worth not informing an insurer about a modification as they may refuse to pay out in the event of an accident if they haven't been informed about a modification. I do feel that insurers must stay competitive, if an insurer is difficult about modifications it' s worth shopping around. __________________ 2003 S60R 2003 V70R VOC Speed Challenge Champion 2007/08/Joint Winner 2009 Motor Sport Challenge Winner 2008/Joint Winner 2009

Oct 12th, 2006, 07:41	#9
Madleee '95 850 T5 GLE 7 Seater Last Online: Feb 28th, 2009 13:16 Join Date: May 2006 Location: Barry View Photos By: Madleee	Filter faff Is this K+N filter visibly different to an OE one? As Jod said would someone go through your filter box looking for a different element? They are more likely to be looking for and induction kit. Strut braces could be argued to be an aftermarket safety feature... Only they are a safety feature if you go laroping through the lanes. I think the filter will be the end of my modding for now. I have fancied a saloon for a toy for a while, (has mostly been a 2.3 Ti 240 GLT. Now its an 850 or S70 Ph1. That one I can tweak to my hearts content. btw was a saloon ever made with AWD? Keep your boost up. __________________ I like my cars just like my women, Fast and exciting!

Oct 11th, 2006, 18:09	#3
stevesR VOC Member Last Online: Jan 14th, 2021 17:25 Join Date: Jul 2006 Location: Ipswich	My brother fitted a k&n panel to his v70R,he rang his insurance company whow said it was ok to fit the above and no increase in premium. steve

Oct 12th, 2006, 02:58	#6
peteS40 Guest Location:	I nearly bought a Mondeo ST200 some time ago (just think - if I'd have got that instead of the volvo you guys wouldn't be reading this and I'd be a member of the FOC logging into fordclub.co.uk )... anyway, it had an air induction kit fitted but the general consensus was on those cars it does not increase power just throttle pick up (and it sounds nicer). My insurer is direct line and I stressed there was no performance increase and they said they would put a note on the policy but it would have no affect on the premium. BTW, I haven't exactly told them about my volvo's ITG panel filter, dump valve or MBC yet.... hmmm... again you could argue a case that these things are not giving you any power increase so maybe they don't need to know... hopefully... ???

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