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Insurance for Polestar OptimisationViews : 1707 Replies : 34Users Viewing This Thread : |
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Mar 10th, 2024, 14:28 | #1 |
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Insurance for Polestar Optimisation
Can anyone advise, who you use for your Volvo that’s had Polestar Optimisation Upgrade installed.
I’m told it’s tuning/chip modification. As such my best quotes are nearly double what I was paying before the upgrade. Some are wildly high. |
Mar 10th, 2024, 14:37 | #2 |
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No, its a volvo factory optimisation. Not a "tuning" or "chip" modification. let the insurance company research it themselves.. A lot of insurers don't charge anything extra and neither should they.
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Mar 10th, 2024, 14:46 | #3 |
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It's not a factory mod it is a dealer installed mod and every Insurance Co I approached regard it as such and quoted similar inflated premiums as is the OP'S experience. I thus did not proceed to have it installed at the first service even though there was a good dealer offer.
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Mar 10th, 2024, 15:31 | #4 | |
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Mar 10th, 2024, 16:12 | #5 | |
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Volvo are clear - it is "software optimisation". I had an XC70 once that had been P*'d and Aviva at the time charged only the admin fee to have it noted on the policy.
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Mar 10th, 2024, 17:03 | #6 | |
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Hastings our existing insurer wouldn't touch it. Had to swich to admiral who weren't that much more. I put it down as a 0-10% performance chip/tune. I just used go compare. Hope that helps.
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Mar 10th, 2024, 18:36 | #7 |
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Yeah exactly this, I’m with Hastings and they don’t want to know, but Admiral have quoted 👍🏻
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Mar 10th, 2024, 19:54 | #8 | |
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What are people actually paying? Ours is £612 fully comp, 6 year NCD with youngest driver being 26 years and a £675 excess. No previous claims or points. I don't see how it can't be considered a performance/chip etc even if it is just 'software optimisation'. I would never risk not declaring it. Bottom line is when you input the reg (in our case) it comes back to 215bhp as standard. It's 230bhp with Polestar. Not worth the risk. Just my two pennies worth....
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Mar 10th, 2024, 20:25 | #9 | |
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Mar 11th, 2024, 11:27 | #10 |
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