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700/900 Series General Forum for the Volvo 740, 760, 780, 940, 960 & S/V90 cars |
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where do i stand with a catagery cViews : 1507 Replies : 18Users Viewing This Thread : |
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Jul 1st, 2010, 22:19 | #11 |
Heyskull
Last Online: Jun 19th, 2021 09:23
Join Date: Oct 2007
Location: Ullock, Workington.
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NI_Volvo_Nut
That is not true insurance companies are tight b*****ds and once they deem the car is beyond economic repair wether it is your fault or someone elses, they will give you the market value and maybe an additional couple of hundred quid especially for an old volvo. Understand that I didn't want to scrap my car, but it is just a means of transport and a lump of metal to the insurance companies. SC |
Jul 1st, 2010, 22:25 | #12 |
Volvologist
Last Online: Dec 6th, 2023 11:13
Join Date: Aug 2008
Location: Bangor - Norn Iron
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Maybe different in the mainland or changed within the last few years, but here, as long as the car was repairable, ie headlights, wing, door, no chassis damage, you could force the insurance too repair the car, but its been 4 years since I dealt with insurance claims, so it could have changed
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What's the matter with the car I'm driving? Can't you tell that it's out of style? Should I get a set of white wall tires? Are you gonna cruise the miracle mile? |
Jul 1st, 2010, 22:27 | #13 |
New Member
Last Online: Jul 21st, 2014 22:11
Join Date: Jun 2010
Location: wolverhampton
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thanks
thanks for all the advice guys , il take it all on board gona have a word with insurance company 2moz as im not happy with things as they stand at mo. anymore help and advice will be greatly appriciated :
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Jul 3rd, 2010, 14:00 | #14 |
Forum Support Team
Last Online: Jun 9th, 2024 14:30
Join Date: Mar 2006
Location: Deep in Makem territory
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Don't go through your insurer your not at fault use helphire
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Current 04 S80 D5 SE Auto 03 S80 D5 SE Man Previous Volvos 90 240 GL B230FB Auto 96 940 CD 13 V40 D2 R-design 89 745 GLE 98 V90 3.0 24v 98 945 Celebration Auto 96 965 SE Auto 86 744 GL 81 244 DL |
Jul 3rd, 2010, 15:27 | #15 |
Premier Member
Last Online: May 4th, 2020 10:57
Join Date: Nov 2009
Location: ibstock liectershire
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as an ex salvage dealer other coments are quite correct.catagory c is repairable but un economic to do so.if you do repair it yourself ,or have others do it always take photos of before during and after,you must get it checked by a qualified vic inspector the lorry drivers insurance should pay up but be warned they only like taking your money,they do not like to return it,be reasonable with them,do not take there first second or indeed there third offer,stick to what you think is fair,and do not budge. most important thing is get the repair done properly.its quite supprising what can be covered up.and beleive me i have seen the results of some of the bodges,returned to our yard ,and they were not nice.
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Jul 4th, 2010, 17:36 | #16 |
New Member
Last Online: Jul 21st, 2014 22:11
Join Date: Jun 2010
Location: wolverhampton
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thanks again all im just waitin to hear bk from insurance again , what a nightmare just because of some1 elses fault , come wednesday im going to be without transport because they are collecting the courtesy car back
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Jul 5th, 2010, 11:44 | #17 |
Junior Member
Last Online: Oct 14th, 2014 21:34
Join Date: Oct 2008
Location: Ashford
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Re:
I used to work in insurance, so I (used to!) know what I was talking about.
You can avoid paying your excess/having your premium increase by claiming directly against the lorry's insurance, not your own. If you claim on your own policy, chances are they'll effectively treat it as if it were your fault until they claim back every penny they've paid you from the lorry's insurance, and that can and does take time. Also, as you've just found out, your insurance company take back the courtesy car as soon as your car is declared a write-off. You can make the process of claiming against the lorry's insurance easier by getting someone else to do it for you; eg. Helphire, who someone else already mentioned. They should be able to give you a hire car until you are in a position to buy another car ie. until you get paid out for your car-they WILL NOT let you keep a hire car for the months it will take you to track down a mint 780 the same colour as your old one (I know it wasn't a 780, that's just an example). Solicitors (the ones you see on the telly, who make claims if you're injured) will not be interested in a claim this small-they won't be paid very much. It's not too late to go against the lorry's insurance-your insurance company have only paid to have an engineer look at your car, the courtesy car would probably have been provided for free by the garage, at no cost to them. It should not make your premium go up, but you may have to argue with them about this. It has never (at least in the last 15 years or so), been possible to 'force' an insurance company to repair rather than write off a car. You can however, ask them to pay 'cash in lieu'; ie. they pay you the write off value, less the value of any salvage, and you keep the car. Good luck! |
Jul 10th, 2010, 18:41 | #18 |
New Member
Last Online: Jul 21st, 2014 22:11
Join Date: Jun 2010
Location: wolverhampton
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well i got it fixed , still tryin to finalise things with insurance , but thanks for all the advice
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Dec 30th, 2010, 12:17 | #19 |
resurgam
Last Online: Jan 5th, 2024 16:27
Join Date: Dec 2004
Location: Manchester
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I'm going through exactly the same - had a no fault accident (old chap dazzled by low winter sun pulled right across me only 40 yards in front)-lost a headlight indicator and dislodged/ cracked bumper on my 740 SE estate - Insurance Co (NFU) really useless, have agreed the payment in lieu but no one seems in a hurry to give me my vehicle back so I can begin fixing it. Courtesy vehicle runs out in a couple of days, and just had a re-newal quote 65% higher. I have to chase them every single day no one lifts a finger to help or give advice - learned a lot more on here that's for sure) the stress, lost leave entitlement from work etc all un recoverable - train and tram next week methinks.
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