should I renew the warranty

[cejsmith]

Originally Posted by obbard

just a quick thing

Check re mileages some warrantees stop paying out for some items at certain mileages and all together at some point also, many stop at 100K or thereabouts worth checking the small print on this before paying up!

It will cover the car up to 12 years or 120K mileage

[azibux1]

Originally Posted by cejsmith

It will cover the car up to 12 years or 120K mileage

So your only 13K Miles away, is it worth it?

It is up to you but I would not go for it.

How many problems have you ever had with it?

[cejsmith]

Originally Posted by azibux1

So your only 13K Miles away, is it worth it?

It is up to you but I would not go for it.

How many problems have you ever had with it?

It's about a years worth of driving for me, i'm just a bit paranoid that the turbo is going to blow up and the gearbox will self distruct!!!!

I've had about £220 out of them this year , so in effect it's cost me about £180

[princepugh]

Originally Posted by cejsmith

It's about a years worth of driving for me, i'm just a bit paranoid that the turbo is going to blow up and the gearbox will self distruct!!!!

I've had about £220 out of them this year , so in effect it's cost me about £180

I don't rate the turbo as a big risk on these cars at your mileage - gearbox is something to think about but preventive maintenance might be a better mitigation.

[S60nick]

Hi, my advice is to save up the money! Warranty Direct have a seriously poor reputation for paying out. They will try very hard, usually succeeding, to invalidate your claim and not pay out. Unfortunately speaking from experience.

S60nick

[Ross 63]

Put the money you would have spent on a warranty into a savings account used only for any problems with your car. Your savings account will definitely pay out in the event of a problem and if you don't have any problems, the money is still yours. I wouldn't envisage any serious problems if the car is properly maintained.

Warranty Direct are a bunch of crooks dressed up to look like they're doing you a favour.

[cejsmith]

Originally Posted by Ross 63

Put the money you would have spent on a warranty into a savings account used only for any problems with your car. Your savings account will definitely pay out in the event of a problem and if you don't have any problems, the money is still yours. I wouldn't envisage any serious problems if the car is properly maintained.

Warranty Direct are a bunch of crooks dressed up to look like they're doing you a favour.

I thinkl that's a tad harsh, they paid out fine on my claim, what did they do to you????

[Ross 63]

Originally Posted by cejsmith

I thinkl that's a tad harsh, they paid out fine on my claim, what did they do to you????

They didn't do anything to me. A few years back when I was in the market for a warranty, I compared them with Warranty Works and went through the small print of both waranties. Warranty Direct covered very little, Warranty works covered items that other's would regard as wear and tear, even down to the clutch friction plate. Warranty Direct have dropped even lower in the last couple of years with a "percentage of parts" policy and capped labour rates, they are quite frankly, a joke.

I think people need to be absolutely clear that all aftermarket warranty companies exist for one reason and one reason alone, to make money. Their premiums are set with this in mind. Their average customer will buy a second hand car and keep it for 3 years. Their premium is calculated so that they have a greater than 90% chance of being in profit from each policy if it is retained for 1 year or more. This can mean only one thing, you have a greater than 90% chance of paying substantially more in premiums than any repair work would have cost during the same timeframe. Further to this, you have to have the car serviced by a VAT registered garage which is more money wasted. I service mine to a higher standard for a third of the cost.

On a reliable car like a petrol engined Volvo or a D5 at less than 150k miles and with a manual gearbox, I wouldn't even consider an aftermarket warranty. They only cover the main engine and gearbox internals and you would be extremely unlucky, almost to the point of it being unheard of, for anything to go wrong here.

[grass hopper]

warranty direct don't look to bad paying out some large bills,one chap with a transmission failure on his xc90 was happy on the second page.

http://www.ciao.co.uk/Reviews/warran...324754/Start/0

[S60D5-185]

Originally Posted by azibux1

So your only 13K Miles away, is it worth it?

It is up to you but I would not go for it.How many problems have you ever had with it?

Thats how i see it as well.


Darryl