Points / Crashes

Palmer · Jul 27th, 2011, 00:58

How long do you have to delcare these for when getting insurance?

I've got 3 years on my mind for some reason lol.

My renewal is up at the end of August and i currently have:

Accident on 31st July 2008
Accident on 29th November 2010
SP30 on 30th March 2009

xc70jason · Jul 27th, 2011, 05:17

Good morning Palmer,i'm pretty sure that it's five year's.Jason

ruffday · Jul 27th, 2011, 06:40

Depends on the company they will normally give you a time frame.

Thanatos · Jul 27th, 2011, 08:00

The majority of points are on for three have to be kept on licence for four and have to tell the insurance for 5 years

migrator · Jul 27th, 2011, 08:26

'Accidents/incidents' are normally between three and five years depending on the insurance broker/company. Penalty points are normally five years.

Your SP30 is still declarable. Your 2010 incident is still declarable. Your 2008 incident is still declarable. There is no escape this year.

Palmer · Jul 27th, 2011, 11:05

What a bummer lol

Andy Northface · Jul 27th, 2011, 11:28

I have always been asked "any claims or convictions in the last 5 years". Sorry.

940Graeme · Jul 27th, 2011, 15:51

Yep, it's 5 years for insurance. Some serious ones, like my "DR10" stay on your licence for 10 years. (It was 7 years ago - I was an idiot then, drove a Merc, what do you expect?).

You also have to beware of car hire firms if you have really naughty points on your licence. Many will not hire to you if within the last 5 years, and I recently discovered that one major car hire company will not employ me for 10 years!

Do the crime, do the time eh?

Graeme

Jul 27th, 2011, 00:58	#1
Palmer Premier Member Last Online: Nov 7th, 2021 02:21 Join Date: Oct 2009 Location: Peterborough	Points / Crashes How long do you have to delcare these for when getting insurance? I've got 3 years on my mind for some reason lol. My renewal is up at the end of August and i currently have: Accident on 31st July 2008 Accident on 29th November 2010 SP30 on 30th March 2009 Last edited by Palmer; Jul 27th, 2011 at 01:01.

Jul 27th, 2011, 08:00	#4
Thanatos VOC Member Last Online: Sep 11th, 2019 14:36 Join Date: Aug 2008 Location: Blackpool	The majority of points are on for three have to be kept on licence for four and have to tell the insurance for 5 years __________________ Classicswede quote " I knew I had not done the bolts up." http://www.volvoforums.org.uk/showthread.php?t=159255

Jul 27th, 2011, 08:26	#5
migrator Aye - him again Last Online: Today 22:17 Join Date: May 2001 Location: HAWICK	'Accidents/incidents' are normally between three and five years depending on the insurance broker/company. Penalty points are normally five years. Your SP30 is still declarable. Your 2010 incident is still declarable. Your 2008 incident is still declarable. There is no escape this year. __________________ (Ouch - that's another knuckle ...) VOC 11817

Jul 27th, 2011, 05:17	#2
xc70jason Premier Member Last Online: Jul 28th, 2022 19:51 Join Date: May 2010 Location: Land of Roaming Donkey's	Good morning Palmer,i'm pretty sure that it's five year's.Jason

Jul 27th, 2011, 06:40	#3
ruffday Senior Member Last Online: Jul 7th, 2015 07:38 Join Date: Jun 2011 Location: Sheffield	Depends on the company they will normally give you a time frame.

Jul 27th, 2011, 11:05	#6
Palmer Premier Member Last Online: Nov 7th, 2021 02:21 Join Date: Oct 2009 Location: Peterborough	What a bummer lol

Jul 27th, 2011, 11:28	#7
Andy Northface Where's that 18mm socket? Last Online: Apr 25th, 2016 23:01 Join Date: Sep 2010 Location: Normally in the dog house, Chester-Le-Street	I have always been asked "any claims or convictions in the last 5 years". Sorry.

Jul 27th, 2011, 15:51	#8
940Graeme Premier Member Last Online: Feb 22nd, 2024 10:32 Join Date: Jan 2010 Location: Silloth near Carlisle, Cumbria	Yep, it's 5 years for insurance. Some serious ones, like my "DR10" stay on your licence for 10 years. (It was 7 years ago - I was an idiot then, drove a Merc, what do you expect?). You also have to beware of car hire firms if you have really naughty points on your licence. Many will not hire to you if within the last 5 years, and I recently discovered that one major car hire company will not employ me for 10 years! Do the crime, do the time eh? Graeme

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