cost of tyres v cost of insurance

[malcolmk]

this is first year i have bought winter tyres,it`s not been bad up here for years,and there is a shortage of tyrs at the moment in the highlands,so i had to take what i could get,i will take them off and use normal ones till it gets bad again,they will only cost about £70/80 ,local fitter said they will change the tyres each winter for me at no cost,so we will see what the winter brings,malcolmk

[Chris_C]

I dont mind buying tyres, I get through a fair amount with rallying and autotests. When I changed the wheels on my car I just made sure that I could fit these...

http://www.camskill.co.uk/products.p...=m53b0s99p1667

Camskill seems to be a really good site, had 8 or so tyres off them so far and £30 for a T1R makes me happy.

[zetor160]

I've just had two 205-65-15's fitted to the rear of my 740..the cost??

64quid all in fitted..and they are excellent in the snow! Well that's coupled to having what I think is a limited slip diff as well.

Far better in the snow than our front drive Vw. Who said you need expensive tyres..lol!!

[alanoconnor]

Tyres and insurance are both pricey. I shop around and do stuff to keep them down:

Insurance - I insured my ex police S60 T5 for £200 a year through Tesco with the clubcard discount - 3 years no claims, 51 year old living in Warwick, car parked on road.

I moved to the north west. Car parked in a garage at the end of a driveway. It's a S60 T5 Sport I just bought - insurance increased by 95%. So, rather than take the hit I applied as a new customer. I fiddled around with the excess and put a £125 excess instead of £250 - the price came down by £100.

Also, check job titles. If I put down Risk Manager my insurance increases if I put down Underwriter (both are the same thing and I do not have a generic title).

And I always put my wife down as a named driver - even though we are seperated. It is always lower with her on it. Same with her Audi - with me on it her quotes are lower. Makes no sense but that is insurance.

Tyres - there are always offers on, especially online.

I bought 4 Michelin Pilot Sport 4s last week. Walked into a few places - one said £127 each fitted, balanced. Went online and booked it in. Same tyres, same place for - get this - £87 each.

I asked why the difference and the guy said there is an online promotion. Also, tyres of the big multiples are stocked at a central distribution warehouse. The place I went to do not stock these tyres as they are expensive - they have to order them in. Order direct from the central warehouse and it is cheaper. And they threw in a free brake appraisal, cleaned my discs etc etc

My tyres were still more expensive than my insurance though.

[ThomasG]

Car: v70 petrol non turbo, OU52 reg.

Tyres: 225/45/17 avon zv7. Cost: £130 per2
Fitting: £10 each

Total tyres: £300

Insurance: £1200

Hush, you...

[domhart10]

My Insurance came down this year to around £450 which was pretty good

I have 2 sets of tires:

For Summer 4x PS4 235/40 18 was around £103 per tire from mytires.com

For Winter 4x Pirelli Sottozero 215/50 17 £50 per tire, these are on their 3 year now and doing incredibly well.

[m0bzy]

I can usually source tires at reasonable prices but insurance is another thing ,I run a S type Jaguar 3.0 petrol and a 2.7 liter diesel Jeep grand Cherokee.
Where I live the roads are littered with every type of SUV from Dacia to Bentley ,most on hire, and a lot of these go walkies so my insurance is crippling,the Jeep costs me over £800 pa where as the jaguar is less than £400.
One of my neighbors had his Freelander disappear from outside his house,never saw it again until whilst in Lagos on business it drove past him,still on UK registration plates. !!!!"

[alanoconnor]

Wow!

The last time I paid for car insurance like that was for my first car - an H reg Black Escort XR3i. I'd just passed my test and they quoted me £750 - I thought that was bad.

[ThomasG]

Originally Posted by alanoconnor

Wow!

The last time I paid for car insurance like that was for my first car - an H reg Black Escort XR3i. I'd just passed my test and they quoted me £750 - I thought that was bad.

That? Bad?

My first:
"Hello, I passed licence a week ago and I just bought a car, so I need to insure it and so I rang you.."
"OK, not a problem, sir, what's the reg number?"
"Xxxxxc(I don't remember now)"
"Yes, sir, I'm checking.. Oh, here it is, a silver Peugeot 306, 2001, 2.0litre turbo diese... Erm... When did you say you passed the licence?"



I paid £2k insurance for £350 "pocket rocket" on my first year..

[reggit]

Originally Posted by isleaiw

I pay £450 for my S60, with no mods - mainly down to the mileage I cover it would seem (although 3 pts and one fault claim wont help!

Think I need to shop around next time. 2003 v70 D5 costs about the same and I do 4-5000 a year.