Insurance Quote

minimow151 · Oct 18th, 2010, 12:35

Just had a quote for my XC90 Exc from Lloyds and it has increased by about 40%. Any suggestions on good prices from other companies?

Ron_XC90 · Oct 18th, 2010, 13:05

I had the same problem a Month ago when I had to re-new.
Am now with M&S insurance mainly as they include free European full comp cover. Normal price would have been just over £400 but went up with £85 as my wife had an accident with her own car earlier in the Year.

artwilliam · Oct 18th, 2010, 16:23

I use these http://www.sureterm.com/4x4-insurance/ - I pay less than 300 quid a year for my 53 plate d5. I'm 36 and the wife is 33

berkshire · Oct 18th, 2010, 17:22

I can endorse Sureterm. Competitive and efficient for 4w drives. At least they were for my Discovery for many years and initially for the Volvo also but price went up when I wanted no excess. I gave my business to Esure, 400 quid and no excess.. Over the years we have got used to the con of paying twice for car insurance: once on the premium and then again through the excess. The excess can be eradicated with a bit of persistence.

artwilliam · Oct 19th, 2010, 14:27

True enough if you have to claim but I haven't in nearly 20 years of driving so I'm happy to pay the £250 excess should the need to claim arise

AB-UK · Oct 19th, 2010, 14:57

I am in the unenviable position of having a teenager who requires insurance.
Fortunately the teenager in question is my Daughter, and she has a sensible car (Yaris).
We chose Admiral's multi-car policy this year, which although for my XC90 was £35 dearer than my previous insurance (not bad on its own when you consider the usual hike in premiums) but my Wife's insurance was a little cheaper this year, and my Daughter's insurance was £600 less than last year - and it is now fully comp for her, rather than 3rd party.

By the way - someone rear-ended my daughter's car in February, and even though we had paid for the legal services supplement along with the 3rd party insurance, it is still a struggle to have the matter settled. If she had fully comp cover at the time it would have been very different, since the insurance company she had at the time wasn't interested as soon as they learned it wasn't her fault. The lad whose car hit hers was fortunately also insured, but with another "cowboy" company with incredibly bad customer support. Sigh!

kenny · Oct 19th, 2010, 17:27

my renewal for my jeep has just come through from Aviva at £245, thought i would try sureterm after reading this thread.

They want £600! i think not

Ron_XC90 · Oct 19th, 2010, 20:56

Quote:

Originally Posted by kenny

my renewal for my jeep has just come through from Aviva at £245, thought i would try sureterm after reading this thread.

They want £600! i think not

Funny, I was with Aviva last Year and paid round £340. This Year the renewal came through and was £745

So much for loyal customers...

lingo_uk · Oct 20th, 2010, 12:59

Think for insurance quotes we should offer a few more details for comparisons, 'cos these prices are MAD cheap compared to the ones I was offered....

It's a 60 reg xc90 executive - I'm 38, 9yrs no claims, no points (but 6pts in last 5yrs). Added the wifey too. Quotes are for fully comp, 250 xs and with protected no claims. Located in Halifax...

1st off was Volvo insurance, free for 7 days - the annual premium was £1300!
Next my current insurer (Hastings) - £1450 (was £680 for my A4 3.0TDI S-Line)
Had one from direct line for £1750.
Compare sites managed to get it down to about £900

Ended up with AVIVA - £680 for everything mentioned above.

Warbur555 · Oct 20th, 2010, 14:00

AB-Uk - I had an incident with my XC90 where someone hit me from behind whilst sitting at traffic lights (my car was only 10 days old).

I got put in touch with Swift Prestige Hire who are an accisdent management company and they were fantastic. I got to choose where the car would be repaired and they authorised it straight away (was done within 5 days of the accident). I also got a car that is at least a like for like replacement - I got a brand new X5 M Sport with all the toys. Swift claimed the full cost directly from the person that hit me and it didn't go anywhere near my insurers.

If you are clearly innocent in an accident then Swift are fantastic.

Their website is www.swiftprestigehire.com/obj/about_swift.php

I am in no way affiliated with Swift - just a very satisfied customer.

Oct 18th, 2010, 12:35	#1
minimow151 Junior Member Last Online: Jan 15th, 2023 00:22 Join Date: Feb 2010 Location: Wilton	Insurance Quote Just had a quote for my XC90 Exc from Lloyds and it has increased by about 40%. Any suggestions on good prices from other companies?

Oct 18th, 2010, 13:05	#2
Ron_XC90 Master Member Last Online: May 19th, 2014 11:33 Join Date: Dec 2007 Location: Redditch View Photos By: Ron_XC90	I had the same problem a Month ago when I had to re-new. Am now with M&S insurance mainly as they include free European full comp cover. Normal price would have been just over £400 but went up with £85 as my wife had an accident with her own car earlier in the Year. __________________ Chrysler Grand Voyager 2.8 CRD Limited 2010 XC90 D5 SE Geartronic, MY2008 (Now sold) Mitsi Pajero 2.8TD Super Exceed '96 (My Toy) Member of the Gloucestershire & Worcestershire 4x4 Response group. www.gw4x4r.co.uk

Oct 18th, 2010, 16:23	#3
artwilliam Member Last Online: Feb 17th, 2012 21:50 Join Date: Apr 2008 Location: york	I use these http://www.sureterm.com/4x4-insurance/ - I pay less than 300 quid a year for my 53 plate d5. I'm 36 and the wife is 33

Oct 18th, 2010, 17:22	#4
berkshire Junior Member Last Online: Mar 24th, 2014 22:26 Join Date: Feb 2010 Location: Oxford	I can endorse Sureterm. Competitive and efficient for 4w drives. At least they were for my Discovery for many years and initially for the Volvo also but price went up when I wanted no excess. I gave my business to Esure, 400 quid and no excess.. Over the years we have got used to the con of paying twice for car insurance: once on the premium and then again through the excess. The excess can be eradicated with a bit of persistence.

Oct 19th, 2010, 14:27	#5
artwilliam Member Last Online: Feb 17th, 2012 21:50 Join Date: Apr 2008 Location: york	True enough if you have to claim but I haven't in nearly 20 years of driving so I'm happy to pay the £250 excess should the need to claim arise

Oct 19th, 2010, 14:57	#6
AB-UK Premier Member Last Online: Today 08:26 Join Date: Jul 2007 Location: Nottingham	I am in the unenviable position of having a teenager who requires insurance. Fortunately the teenager in question is my Daughter, and she has a sensible car (Yaris). We chose Admiral's multi-car policy this year, which although for my XC90 was £35 dearer than my previous insurance (not bad on its own when you consider the usual hike in premiums) but my Wife's insurance was a little cheaper this year, and my Daughter's insurance was £600 less than last year - and it is now fully comp for her, rather than 3rd party. By the way - someone rear-ended my daughter's car in February, and even though we had paid for the legal services supplement along with the 3rd party insurance, it is still a struggle to have the matter settled. If she had fully comp cover at the time it would have been very different, since the insurance company she had at the time wasn't interested as soon as they learned it wasn't her fault. The lad whose car hit hers was fortunately also insured, but with another "cowboy" company with incredibly bad customer support. Sigh!

Oct 19th, 2010, 17:27	#7
kenny Master Member Last Online: Dec 16th, 2020 20:33 Join Date: May 2009 Location: kirknewton	my renewal for my jeep has just come through from Aviva at £245, thought i would try sureterm after reading this thread. They want £600! i think not

Oct 20th, 2010, 12:59	#9
lingo_uk New Member Last Online: May 11th, 2012 00:04 Join Date: Apr 2010 Location: Halifax	Think for insurance quotes we should offer a few more details for comparisons, 'cos these prices are MAD cheap compared to the ones I was offered.... It's a 60 reg xc90 executive - I'm 38, 9yrs no claims, no points (but 6pts in last 5yrs). Added the wifey too. Quotes are for fully comp, 250 xs and with protected no claims. Located in Halifax... 1st off was Volvo insurance, free for 7 days - the annual premium was £1300! Next my current insurer (Hastings) - £1450 (was £680 for my A4 3.0TDI S-Line) Had one from direct line for £1750. Compare sites managed to get it down to about £900 Ended up with AVIVA - £680 for everything mentioned above.

Oct 20th, 2010, 14:00	#10
Warbur555 New Member Last Online: Dec 11th, 2011 20:30 Join Date: Jan 2010 Location: Northampton	AB-Uk - I had an incident with my XC90 where someone hit me from behind whilst sitting at traffic lights (my car was only 10 days old). I got put in touch with Swift Prestige Hire who are an accisdent management company and they were fantastic. I got to choose where the car would be repaired and they authorised it straight away (was done within 5 days of the accident). I also got a car that is at least a like for like replacement - I got a brand new X5 M Sport with all the toys. Swift claimed the full cost directly from the person that hit me and it didn't go anywhere near my insurers. If you are clearly innocent in an accident then Swift are fantastic. Their website is www.swiftprestigehire.com/obj/about_swift.php I am in no way affiliated with Swift - just a very satisfied customer.

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