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XC90 '02–'15 General Forum for the P2-platform XC90 model |
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My new addition..advice on warranty etcViews : 1128 Replies : 8Users Viewing This Thread : |
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Mar 31st, 2011, 08:35 | #1 |
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Last Online: Jun 15th, 2018 22:46
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My new addition..advice on warranty etc
Hi after a year of T6 fuel bills I have bought a gorgeous 185bhp D5 '55' plate privately for £11k which I am very pleased with. There obviously is no warranty and I was thinking of 'buying' a warranty mainly for piece of mind. has anyone purchased one before . The car has covered 90000 and has FSH.
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Mar 31st, 2011, 19:11 | #2 |
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Last Online: Dec 20th, 2015 16:07
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Location: Wisbech
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congratulations on your new purchase.
Read carefully before you sign up for a warranty, I`m sure there are some good ones out there but most will contain severe limitations as to how much is actually covered in the small print. |
Mar 31st, 2011, 19:35 | #3 | |
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Last Online: May 9th, 2024 13:55
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Location: inverness
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Quote:
On my V70 D5 I had 2 claims on a Warranty Direct extended warranty. The claims process was simple, and they paid up quick. Both repairs were fairly expensive, so the warranty certainly paid for itself. However while an injector was covered, the pipe and various other bits were not etc. There are lots of exclusions. And as the car gets older / mileage higher the percentage they pay for parts drops to about 60% I think, and the maximum hourly rate for labour charges might well be lower than a main dealer. Also check you have the required service history etc as if you miss a service the warranty may become invalid. So read the full policy carefully before you sign up. I took out the same policy on my previous '04 XC90 and never claimed... |
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Apr 5th, 2011, 19:56 | #4 |
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Last Online: Oct 14th, 2023 13:19
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As well as the cost of the warranty, you will need to factor in the Warranty Excess as well. If the warranty costs £400 and you have a £100 excess, you will need to make claims in excess of £500 in order to get the benefit of the cover. Also, you may be asked to make an aditional contribution on parts/labour, depending on the age of the car.
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Apr 5th, 2011, 21:37 | #5 |
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Last Online: Dec 21st, 2011 15:36
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Location: Cumbernauld
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I just took my warranty out tonight with Warranty Direct. I done the quote online and it came out at £430. I then chnaged to independent servicing & repairs and it came down to £370.
I left it at that, Warranty Direct called me the next night to see if I wanted to take it out. I never had the car at that point and asked them to call back. They did tonight. I made the usual "I am thinking about it noises", they bumped the cover up a level and brought the cost down to £320, paid in 4 installments over 4 months. The excess is £50. I can't remember the cover level I got, I'll update the post once the paperwork comes through, it was about the middle level I think.
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05 XC90 D5 SE 46k |
Apr 6th, 2011, 22:20 | #6 | |
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Quote:
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Apr 8th, 2011, 18:46 | #7 |
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Last Online: Dec 21st, 2011 15:36
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Got the paperwork today, the cover level was Extra Care. Which looks to be the best for the age of the car (6 years). The others better than that policy level seem to start at 4 years old.
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05 XC90 D5 SE 46k |
Apr 10th, 2011, 20:03 | #8 |
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Interesting thread. I have a 2007 D5 Geartronic (55k) coming my way in the next month & will have the same dilemma. While it has a FVSH, one service was done a couple of months late, whilst in the dealers hands (between the 1st & 2nd owners) - so not sure how that would be viewed by ay warranty cover company.
I took out a 2 year extended on my current car & 1yr + in, I haven't claimed (not a Volvo BTW). The existing owners of the D5 took out an Autocare warranty but when they tried to claim for an ABS repair, listed as covered, it wasn't - WTF ?! Anyway - thanks for the heads up on cost & the WD tactic (confirms what I'd heard before). Will consider them if I do go that route...rather than tucking a few quid under the mattress ! Is that Indy or Dealer rates BTW? |
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