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S60 & V60 '18> / XC60 '17> / S90 & V90 '16> / XC90 '15> General Forum for the SPA-platform 60- and 90-series models |
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Mar 17th, 2017, 21:21 | #11 | |
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Mar 17th, 2017, 21:30 | #12 |
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You are right to get it checked. The plastic "bumpers" are designed to spring back and can give the impression of little or no damage but can hide major structural damage which will have weakened the structural integrity of the vehicle.
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Mar 18th, 2017, 10:56 | #13 | |
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I have queried this strongly in the past and they just say although it was not your fault, we consider you a higher risk of having a claim. Although I think insurance companies commit robbery I can sort of understand their logic, for example: If you are someone who brakes hard a lot and a car hits you from behind then it is their fault, but you increase the risk by braking hard all the time and it sort of indicates your type of driving style.
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MY17 XC90 D5 Powerpulse Inscription, Polestar, Osmium Grey, Blond, Walnut, Xenium, Winter with HUD, Auxiliary Heater, Homelink, Heated Rear Seats, Subwoofer, Apple Car Play, Tinted Windows Last edited by neon; Mar 18th, 2017 at 10:59. |
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Mar 18th, 2017, 11:05 | #14 | |
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Mar 18th, 2017, 11:07 | #15 | |
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Any incident seems unfair, especially if it is an idiot, as even if it is not your fault, you lose out, with higher premiums, time and effort dealing with the incident and your car has been resprayed/repaired.
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MY17 XC90 D5 Powerpulse Inscription, Polestar, Osmium Grey, Blond, Walnut, Xenium, Winter with HUD, Auxiliary Heater, Homelink, Heated Rear Seats, Subwoofer, Apple Car Play, Tinted Windows Last edited by neon; Mar 18th, 2017 at 11:19. |
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Mar 18th, 2017, 12:26 | #16 | |
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Insurance companies are licenced to thieve. They're happy to take premiums from the vast majority who never make a claim, build enormous scyscrapers in the centre of most major capital cities, pay equally enormous salaries and bonuses to their executives based on their profits. Then when they are required to make a payout, instead of taking it on the chin, they increase premiums to pay for the payouts so that their profits, salaries and bonuses are not affected. |
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Mar 18th, 2017, 13:39 | #17 | |
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Mar 18th, 2017, 14:27 | #18 |
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Sorry 'bout that.
I feel much better now |
Mar 22nd, 2017, 12:31 | #19 |
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Back end inspected at dealers yesterday and everything appears ok. One or two minor scratches which will polish out so think I got away better than first thought. Also got latest update installed whilst there, took a good hour. So far not noticed much difference.
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Aug 6th, 2020, 12:45 | #20 | |
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I only found this out after I have renewed my insurance following a 3rd party hitting my car while parked. Also apparently it is not a good idea to deal directly with the 3rd parties insurance, you should go via your own insurance or a claims manager even if 3rd party insurance contacts you.
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XC60 B5 Ultimate Dark (MY23) Denim Blue, Blonde Leather, Dashcam, 255/45R20 tyres. Ford Transit diesel based Chausson Motor Home 1973 Ford Cortina 1.6 XL Previous - XC60 D5, 2 x V70, Santa Fe, Mondeo, Primera, Metro |
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