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Insurance companys at it

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Old Feb 16th, 2020, 09:48   #11
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Last Online: Today 21:16
Join Date: Jul 2019
Location: Spilsby

Just insured the house via an online broker at a reasonable in this day and age price. The insurer is LV so I thought that I would get a direct quote. After filling out the tedious form they told me that they did not insure properties in our area.
Strange that.
Grammar, the difference between knowing your sh*t and knowing you're sh*t.
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Old Feb 16th, 2020, 22:04   #12

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If anyone ever needs any help with insurance at all then please feel free to drop me a line.
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Old Feb 16th, 2020, 22:07   #13
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Originally Posted by madspark01 View Post
I changed cars from a c4 grand Picasso to an xc90 when I went to transfer insurance to Volvo they wanted £390 additional premium to cover till mid May.
so obviously didn't use them so I canceled policy further £56 to do that.
went on the comparison sites and was getting quotes of £670 - £730 to to same day so I decided to change start date to 12th and policy for year dropped to £380
Couldn't work that one out but took it so now happily running about in Volvo
Madspark- I had exactly the same when I swapped insurance from my S60 to a Jeep, i was paying ~£400 a year for my Volvo, I swapped to the Jeep about half way through and Hastings wanted £600 to swap for the remaining 6 months, even though their price for the year was around £400, or £45 to cancel.

I said I wasn’t happy being charged £45 to cancel so I could insure with them again and they agreed to waive the cancellation fee. As soon as I had the new policy I then cancelled that too, as you can in the first 14 days without penalty. About an hour on the phone altogether but saved me £45.

I then insured the Jeep with the AA for £320. Hastings did write and email a few times asking for payments due to a glitch in their system that wouldn’t cancel my policy but I rang and complained to their customer relations team who gave me £40 compensation, and then a few months later they took £76 from my debit card. I rang and spoke to customer relations again who apologised, refunded my £76 and gave me a further £50 compensation.

I also always insure 21 days in advance, it usually works out around £300 cheaper than insuring immediately for me.

Cheers, Luke
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Old Feb 16th, 2020, 23:42   #14
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A few years back I decided to take my 850 off the road for a month or two so I could attend to some of the bigger jobs that needed doing. It just so happened that my mum had recently given up driving, and had her 850 sitting in the garage not being used. (I took my parents out for a drive when I bought mine twenty-mumble years ago, and they must of liked it as they asked me to drive them to the dealers a couple of days later).

Both cars were almost exactly the same spec, with the only exceptions being that hers was a little bit newer and had an auto-box, The insurance company wanted an extra £500 for the remaining 5 months of the policy. When I queried the reason, it was because it would be "a new car to you" and "you will be a higher risk while you get used to the new car".
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