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Loan vehicle insurance cover - a cautionary tale

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Old Apr 3rd, 2006, 23:03   #11
octo0072000
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Last Online: Feb 21st, 2018 21:38
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Location: Doncaster
Talking Re excess

Well i did say ex wife

she went out in some fog one day one roads she knows very well didn't
stop at T juntion and hit 17 tonner with front o/s spun her round and hit the rear n/s on same truck at back end she put drivers window out with her head still didn't knock any sense into her that plus 3 other little matters of not my fault but 9 points without due care and speeding sort of says why large excess she had to fill out forms at kia every time she got loan car hence £1000

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Old Apr 4th, 2006, 10:03   #12
Dan F
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Quote:
Originally Posted by VolvoT5
Good advice!

That is at least one advantage of the main stealers. They at least give you a brand spanking new courtesy car with full insurance
Hi.
You must bear in mind that the term 'stealer' still applies as they levy at least a £500 excess on their policy!
Incidentally Liverpool Victoria, whom I insure with, actually have it written on the cert of insurance that whilst my car is in for service or repair, I am covered for courtesy or loan cars with exactly the same cover as I am for my own.
Now that is worthwhile, as my excess is a fifth of what the stealers policy would require.

Later,
Dan.
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