240 Insurance - Page 2

rippedoffagain · Mar 17th, 2009, 11:38

What is this 'club scheme' you all write of? My insurance is due for renewal in July so will be looking for a good deal around June.

I've always paid around £300 for my insurance on other cars, but when I phone my current insurer to tell them about my change of car, they charged me extra and told me that the equivelant annual premium would have been £440. Considering no penalty points, 6 years NCD, and age in mid 30s I thought that was a bit high for 3rd party, fire and theft.

the alarming man · Mar 17th, 2009, 18:18

Quote:

Originally Posted by Suterman

A lot of people have points nowadays, the insurers aren't too fussed as in the past.

Try insuring it as a classic or on a limited miles policy if you don't use the car much.

My 240 2.3 turbo costs me £300 a year with Adrian Flux with 3 points, the turbo and suspension declared and 5 years no claims, (modified car insurance) I'm 33 now though.

However, I just got a metro 1.0 and for some reason, that is costing £270 (holds hands up and shrugs)

and as for points only thing insurance companies are looking for is a ban for drunk in charge as it is sooooo easy to get done for speeding!

mine is on a classic policy it was the ordinary policy that wanted just south of 700 and that was third party fire and theft...with classic policy i save 500 and get fully comp and breakdown cover..jobs a goodn

Clifford Pope · Mar 18th, 2009, 08:20

Try Privilege. Club schemes are always useless in my experience. They have a captive market and don't try very hard. Privilege gave me a second full NCD when I got my second Volvo even though I had previously only had classic policies. Privilege beat the classic quotation, allowed unlimited mileage, and offered the full NCD just on my driving record.

TPFT is not necessarily cheaper than comprehensive. Comprehensive drivers have better accident records, TPFT is often the last refuge of the driver with a poor record.

catch22 · Mar 18th, 2009, 08:40

Just did my first full year Insurance on the 54 plate S40 2.0D SE yesterday. I used Gocompare, and Compare the market. Gocompare was the cheapest.

Churchill, Fully Comp, NCP, LP, £100 excess, spouse as other named driver £211.05
I did the breakdown/recovery cover with Rescue My Car £28.75 [with home start £37.95]

Edit: of course I'm ancient

radiomark · Mar 18th, 2009, 08:40

I'm with Admiral this year on a multicar policy.They let me use my full no claims on the 740 and also gave a discount on the 240.
came out a £400 fully comp to cover both cars.

just look at how many insurance ads there are on the telly,they're desperate for your custom,so shop around and see what the comparison sites come up with.
Also try adrian flux.they gave me a good deal last year.

Mar 18th, 2009, 08:40	#14
catch22 Master Member Last Online: May 16th, 2013 15:27 Join Date: Jan 2009 Location: *	Just did my first full year Insurance on the 54 plate S40 2.0D SE yesterday. I used Gocompare, and Compare the market. Gocompare was the cheapest. Churchill, Fully Comp, NCP, LP, £100 excess, spouse as other named driver £211.05 I did the breakdown/recovery cover with Rescue My Car £28.75 [with home start £37.95] Edit: of course I'm ancient __________________ SIR JOSIAH STAMP, (President of the Bank of England in the 1920's, the second richest man in Britain): "Banking was conceived in iniquity and was born in sin. The Bankers own the earth.

Mar 17th, 2009, 11:38	#11
rippedoffagain Premier Member Last Online: Nov 16th, 2019 18:20 Join Date: Mar 2009 Location: Yorkshire	What is this 'club scheme' you all write of? My insurance is due for renewal in July so will be looking for a good deal around June. I've always paid around £300 for my insurance on other cars, but when I phone my current insurer to tell them about my change of car, they charged me extra and told me that the equivelant annual premium would have been £440. Considering no penalty points, 6 years NCD, and age in mid 30s I thought that was a bit high for 3rd party, fire and theft.

Mar 18th, 2009, 08:20	#13
Clifford Pope Not an expert but ... Last Online: Apr 26th, 2024 12:45 Join Date: Dec 2001 Location: Boncath	Try Privilege. Club schemes are always useless in my experience. They have a captive market and don't try very hard. Privilege gave me a second full NCD when I got my second Volvo even though I had previously only had classic policies. Privilege beat the classic quotation, allowed unlimited mileage, and offered the full NCD just on my driving record. TPFT is not necessarily cheaper than comprehensive. Comprehensive drivers have better accident records, TPFT is often the last refuge of the driver with a poor record.

Mar 18th, 2009, 08:40	#15
radiomark Senior Member Last Online: Mar 6th, 2020 14:24 Join Date: Feb 2006 Location: eastbourneish View Photos By: radiomark	I'm with Admiral this year on a multicar policy.They let me use my full no claims on the 740 and also gave a discount on the 240. came out a £400 fully comp to cover both cars. just look at how many insurance ads there are on the telly,they're desperate for your custom,so shop around and see what the comparison sites come up with. Also try adrian flux.they gave me a good deal last year.

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)