Good second car ?

[XCR]

Almost exactly my policy !

[slowprop]

Originally Posted by psl

I too am with Lancaster. Limited to 3000 miles, parked on a drive £183 agreed value £4000

I will give them a go thanks guys.

[DAN AT ADRIAN FLUX]

Originally Posted by slowprop

Thanksfor your help guys.
Today, I had a look at a 940 2 litre Wentworth, 1995 7 seater auto. It looked to be a solid car. A bit rougher around the edges than I wanted TBH. I think I need to see one or two more but today's was a decent benchmark if nothing else.

My ideal would probably be a well sorted 940, 2.3L petrol, auto, 5 seater with Aircon and leather seats.

I've done a couple of insurance quotations and it appears that on a classic policy the 2.3L. Sports edition and the 960 3 litre I saw on auto trader were quite a bit more to insure. I wouldn't let me get stop me buying the right car.

By the way who do you guys use for classic insurance. So far for me the best seems to be "it's classic car insurance"

Hi.
Please feel free to give us a try for insurance if you like.
Regards,
Dan.

[haymitch]

Originally Posted by XCR

Did they confirm that specifically as the reason for the high quote ?

Yes, they did. They said that they preferred classic cars to be kept off the road as it's more likely they're damaged parked on the road. That said, there could have been another reason that they didn't tell me

I was disappointed given I was quoted around £250 from a standard insurer (Lancaster quoted me around £500 I think) - but it sounds like others have had better experiences.

[Laird Scooby]

Originally Posted by haymitch

Yes, they did. They said that they preferred classic cars to be kept off the road as it's more likely they're damaged parked on the road. That said, there could have been another reason that they didn't tell me

I was disappointed given I was quoted around £250 from a standard insurer (Lancaster quoted me around £500 I think) - but it sounds like others have had better experiences.

I've had similar experience with Lancaster quoting abnormally high if the car isn't parked off-road, preferably in a garage. I do know when i moved to this area from a DA1 postcode, my insurance dropped by 25% but that was on a non-classic and i wasn't with Lancaster then.

[psl]

Something not to discount on your quest to find your new steed is mileage. These cars do epic miles ( if looked after) one with full service history that has been used regularly rather then one that is a show queen, would be my first choice. Infrequent use is not good for any car, no matter how good the quality is. Don't over look plus 100,000 cars. A good 940 with 140,000 miles can be a better buy then a 60,000 miles show queen. No point in buying / paying over the odds for a car you'll not want to use as a daily drive because its too good.

[jonnyf90]

Classic car insurance is no good for me as my 960 is my daily and I put 10 - 15k miles a year on it.

Still get it for £42 a month with AXA (I'm "only" 28 years old with only 2 years NCD) which includes commuting and business use

Cheers

[slowprop]

Originally Posted by Laird Scooby

I've had similar experience with Lancaster quoting abnormally high if the car isn't parked off-road, preferably in a garage. I do know when i moved to this area from a DA1 postcode, my insurance dropped by 25% but that was on a non-classic and i wasn't with Lancaster then.

I live in DA1
Just my luck.

[slowprop]

Originally Posted by psl

Something not to discount on your quest to find your new steed is mileage. These cars do epic miles ( if looked after) one with full service history that has been used regularly rather then one that is a show queen, would be my first choice. Infrequent use is not good for any car, no matter how good the quality is. Don't over look plus 100,000 cars. A good 940 with 140,000 miles can be a better buy then a 60,000 miles show queen. No point in buying / paying over the odds for a car you'll not want to use as a daily drive because its too good.

Very true. I like to use things otherwise how can you enjoy owning them.

[Laird Scooby]

Originally Posted by psl

Something not to discount on your quest to find your new steed is mileage. These cars do epic miles ( if looked after) one with full service history that has been used regularly rather then one that is a show queen, would be my first choice. Infrequent use is not good for any car, no matter how good the quality is. Don't over look plus 100,000 cars. A good 940 with 140,000 miles can be a better buy then a 60,000 miles show queen. No point in buying / paying over the odds for a car you'll not want to use as a daily drive because its too good.

A more eloquent version of what i said on the previous page - overall condition and evidence of being looked after is more important rather than miles.

A case in point - out and about in my 1988 760 this afternoon with the girlfriend (first time she's been more than a couple of miles in it) and she commented about how smooth and quiet it is, much better than her 10 year old car she said. Mileage on mine? 223k but it gets looked after.