Polestar and insurance

BillyJay · May 18th, 2018, 18:11

Just got a quote from Santander for an XC90 and when I told them that it had Polestar the quote went from £280 to £640.
Privilege said that it would not affect my premium as long as it added less than 10% power, althoughthey want £420.

bobby2000 · May 18th, 2018, 18:34

Quote:

Originally Posted by BillyJay

Just got a quote from Santander for an XC90 and when I told them that it had Polestar the quote went from £280 to £640.
Privilege said that it would not affect my premium as long as it added less than 10% power, althoughthey want £420.

When I had mine Polestar-ed it didn't affect my insurance.

AB-UK · May 18th, 2018, 18:41

Quote:

Originally Posted by BillyJay

Just got a quote from Santander for an XC90 and when I told them that it had Polestar the quote went from £280 to £640.
Privilege said that it would not affect my premium as long as it added less than 10% power, althoughthey want £420.

Considering Santander was the most complained about bank - they don't have a clue about customer service it seems, I suspect their insurance arm is a shambles too.

Probably a case of "Computer say ..... NO".

BillyJay · May 18th, 2018, 20:06

I tried to explain that it was just a software modification but she didn't understand what software meant.

Considered1 · May 18th, 2018, 20:32

Direct line threw my 21yr old off the policy for my Volvo (200hp with Polestar)
They already insured him for his own BMW (231hp) but it was ok to keep him on and get the RS6 as this wasnt "modified" and only has 572hp stock!... exactly!

Goodshot · May 18th, 2018, 23:14

Anyone had a quote for a new XC60 T8 - 400bhp?

DAN AT ADRIAN FLUX · May 22nd, 2018, 21:25

Hi,
If anyone needs any help with insurance at all then please feel free to drop me a line. I'd be only too pleased to try and help out.
Regards,
Dan.

MacXC60T5 · May 23rd, 2018, 12:32

My 2017 XC60 D5 R Design purchased 2017 May. Insured with Admiral. Polestar software installed October 2017. My age 76 insurance premium Fully Comp remains at £350 without any increase with Polestar installed. I have never found any of these companies that sell their insurance services on forum sites been able to provide me with a better quotation. I use two companies which I rotate, Privilage and Admiral. I also use my Volvo for business, yes at 76 I am still working at running my own architectural practice.

DanE44 · Oct 19th, 2021, 17:05

Quote:

Originally Posted by MacXC60T5

My 2017 XC60 D5 R Design purchased 2017 May. Insured with Admiral. Polestar software installed October 2017. My age 76 insurance premium Fully Comp remains at £350 without any increase with Polestar installed. I have never found any of these companies that sell their insurance services on forum sites been able to provide me with a better quotation. I use two companies which I rotate, Privilage and Admiral. I also use my Volvo for business, yes at 76 I am still working at running my own architectural practice.

Hi

Did you tell them about the upgrade and / or was it considered a factory / Volvo fitted option?

Thx

Dan

Familyman 90 · Oct 19th, 2021, 19:42

I know yours is the later model than mine, but having Polestar has never affected my premiums. Its currently about £210 a year for me, a retired old fart, which I reckon is pretty good for a group 43 car.

May 18th, 2018, 18:11	#1
BillyJay Member Last Online: Jul 12th, 2022 14:31 Join Date: Oct 2016 Location: Warrington	Polestar and insurance Just got a quote from Santander for an XC90 and when I told them that it had Polestar the quote went from £280 to £640. Privilege said that it would not affect my premium as long as it added less than 10% power, althoughthey want £420.

May 18th, 2018, 20:32	#5
Considered1 Premier Member Last Online: Jul 13th, 2021 21:30 Join Date: Jan 2014 Location: North Yorkshire	Direct line threw my 21yr old off the policy for my Volvo (200hp with Polestar) They already insured him for his own BMW (231hp) but it was ok to keep him on and get the RS6 as this wasnt "modified" and only has 572hp stock!... exactly! __________________ Audi RS6 5.0 v10 Quattro, Sepang Blue, Dynamic Ride Control BOSE TV 572hp 20" wheels Fuel Card! MY15 Volvo XC60 D4R-Design LuxNav FWD Auto Polestar 200HP, Saville Grey,Privacy,DSP,Winter illumination,On Call,Gear Shift,F&R Park Assist & Camera

May 18th, 2018, 23:14	#6
Goodshot Member Last Online: Nov 27th, 2018 21:24 Join Date: Apr 2018 Location: Cambridge	Anyone had a quote for a new XC60 T8 - 400bhp? __________________ Arrived and collected 17 September. White and blonde XC60 Hybrid Inscription Pro with rear tints, Reverse camera, laminated glass. De-ordered HuD in favour of heated front screen.

May 23rd, 2018, 12:32	#8
MacXC60T5 Junior Member Last Online: Aug 11th, 2021 23:57 Join Date: Jun 2016 Location: Sea View Royal Leamington Spa	My 2017 XC60 D5 R Design purchased 2017 May. Insured with Admiral. Polestar software installed October 2017. My age 76 insurance premium Fully Comp remains at £350 without any increase with Polestar installed. I have never found any of these companies that sell their insurance services on forum sites been able to provide me with a better quotation. I use two companies which I rotate, Privilage and Admiral. I also use my Volvo for business, yes at 76 I am still working at running my own architectural practice. __________________ 2018 XC60 T5 R Design with Polestar. Previous XC60 D5 R Design. & 2015 XC60 T5 R Design. Lots of V70's. 2 Jaguar S Type R's.

Oct 19th, 2021, 19:42	#10
Familyman 90 The Brit Brick Last Online: Aug 13th, 2023 09:39 Join Date: Jul 2021 Location: Warwickshire	I know yours is the later model than mine, but having Polestar has never affected my premiums. Its currently about £210 a year for me, a retired old fart, which I reckon is pretty good for a group 43 car. __________________ *2005 C70 2.4T Collection convertible. 40,000 mile sunny day toy.*

May 18th, 2018, 20:06	#4
BillyJay Member Last Online: Jul 12th, 2022 14:31 Join Date: Oct 2016 Location: Warrington	I tried to explain that it was just a software modification but she didn't understand what software meant.

May 22nd, 2018, 21:25	#7
DAN AT ADRIAN FLUX Trader Last Online: Yesterday 20:07 Join Date: Aug 2012 Location: King's Lynn	Hi, If anyone needs any help with insurance at all then please feel free to drop me a line. I'd be only too pleased to try and help out. Regards, Dan.

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