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700/900 Series General Forum for the Volvo 740, 760, 780, 940, 960 & S/V90 cars |
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Mar 18th, 2019, 20:55 | #11 |
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Last Online: Today 01:27
Join Date: May 2012
Location: Lakenheath
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Is your sister older than you? Something i found by accident a few years ago is having someone over the age of 50, especially a female, can reduce the premium considerably.
Have to say though, you're the first person i've encountered where Admiral MultiCar has shown a sensible premium - last time i had a quote from them they wanted about 3 times as much as i was currently paying on 3 separate classic policies!
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Cheers Dave Next Door to Top-Gun with a Honda CR-V & S Type Jag Volvo gone but not forgotten........ |
Mar 18th, 2019, 21:20 | #12 |
VOC Member
Last Online: Yesterday 23:57
Join Date: Feb 2008
Location: Gloucester
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My sister is a few years younger than me, but she is quite good at beating them down on price each year. We never accept the first quote.
The main issue I have with Admiral is that their model is designed to suck people in by making all their policies renew on the same date which potentially increases the cost and hassle of splitting them out into separate policies again later. We pay in one annual lump sum so are able realistically to threaten to do this. I suspect if one relied on monthly payments and credit checks it would be a major hassle to exit again. |
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Mar 18th, 2019, 21:59 | #13 |
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Last Online: Dec 10th, 2020 23:04
Join Date: Feb 2019
Location: Blackpool
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Im with lancaster classic insurance. Fully comp, breakdown cover and 5,000 miles it costs me £189 year guarenteed minum value of £1500
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Mar 18th, 2019, 23:01 | #14 |
bob12
Last Online: Yesterday 18:44
Join Date: Aug 2006
Location: Woking
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Like the good 'Laird' with other Insurers/Brokers, I have never found Lancaster competitive. On occasion they have refused to consider my 29 year old everyday user a classic!!
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Mar 18th, 2019, 23:15 | #15 | |
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Last Online: Today 01:27
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Location: Lakenheath
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Quote:
They quite happily accpeted my 827 Coupe (a year newer than the "Imposter" 827SLi) as a classic because it was Sterling spec (although never officially badged as such) but mostly because it was the Coupe. I'm sure they make it up as they go along sometimes, including the premiums themselves!
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Cheers Dave Next Door to Top-Gun with a Honda CR-V & S Type Jag Volvo gone but not forgotten........ Last edited by Laird Scooby; Mar 18th, 2019 at 23:25. |
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Mar 19th, 2019, 00:50 | #16 |
Ye olde Volvii galore!
Last Online: Dec 18th, 2023 11:23
Join Date: Oct 2017
Location: Sherborne
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I've just taken out a new policy for my 740, oddly enough. I'm paying £280 PA with Santander. I shopped around endlessly but couldn't find anyone who would cover it for less than that. That's fully comp, £250 voluntary excess, with my partner Amy as named driver.
I have an identical policy with Hastings Direct for my 240, which is £100 cheaper-£180 PA. I asked them to quote me for the 740 and they wanted £600 PA!! I don't understand the way it's structured at all. Both cars have identical engines and are stock with no mods. The 240 is three years younger than the 740, that's the only discernable thing that I can think of that may make a difference.
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Mar 21st, 2019, 21:26 | #17 |
Trader
Last Online: Apr 22nd, 2024 18:44
Join Date: Aug 2012
Location: King's Lynn
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Hi.
Please feel free to give us a try for insurance if you like. Regards, Dan. |
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Mar 21st, 2019, 22:20 | #18 |
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Last Online: Nov 23rd, 2023 14:26
Join Date: Jun 2014
Location: Haltwhistle
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Nowt wrong with that.
I pay about the same every year, sometimes 3rd-party-etc, sometimes comp, but not limited mileage.
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1993 2.0 Turbo SE with 1991 2.0 Turbo engine. Older is better! |
Mar 23rd, 2019, 08:38 | #19 | |
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Last Online: Jan 12th, 2023 17:47
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Location: Dartford
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Quote:
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Mar 23rd, 2019, 08:57 | #20 |
Premier Member
Last Online: Today 01:27
Join Date: May 2012
Location: Lakenheath
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Funnily enough, i thought the same so queried it a few years ago NCB started appearing on my renewal notices. Turns out some classic underwriters are now giving NCB on their policies. I now have 5+ years NCB on both of my beasts.
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Cheers Dave Next Door to Top-Gun with a Honda CR-V & S Type Jag Volvo gone but not forgotten........ |
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