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Insurance- Esure. opinions?Views : 905 Replies : 14Users Viewing This Thread : |
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Jul 8th, 2018, 20:09 | #1 |
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Last Online: Feb 28th, 2023 21:25
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Insurance- Esure. opinions?
Hi All.
It's that time of year again, so I'm doing my shopping around. Sheila's Wheels and Esure (apparently the same company) have come in substantially cheaper. But....is it too cheap? They are both household brands so I should be ok...Shouldn't I? Anybody have any opinions? Convince me to spend over a £100 extra? (The cover is comparable)
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2003 V70 2.4SE Auto. Gone now. 2003 XC90 D5. Auto. |
Jul 8th, 2018, 20:31 | #2 |
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Last Online: Sep 14th, 2022 18:04
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Location: Derbyshire
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Go with the cheapest. You'll find most are underwritten by the same or very large established companies anyway. No point in loyalty or overspending with insurance unless one has considerable perks that are relevant to you - such as more European cover or track day cover etc.
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1995 Volvo 850 T5 Estate (Manual) |
Jul 8th, 2018, 20:42 | #3 |
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Last Online: Mar 24th, 2024 19:47
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Was with e-sure once many years ago,then usual thing happened at renewal time-a hike in price-shopped around and got it cheaper elsewhere.This year shopping around it turns out e-sure were cheapest so that's who I went with.Insurance companies don't do "loyalty"their prices are biased towards capturing new business not keeping existing gambling on people being too lazy to shop around for a cheaper price.Things have changed a lot now of course with on-line comparison sites as opposed to having to phone or go to a broker.Of course they do say you only find out how good your insurance company is when you have to make a claim-which hopefully you won't have to.
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Jul 8th, 2018, 21:39 | #4 |
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Last Online: Feb 28th, 2023 21:25
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Thanks guys.
That's my gut instinct. I'll double check cover, then go with cheapest.
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2003 V70 2.4SE Auto. Gone now. 2003 XC90 D5. Auto. |
Jul 8th, 2018, 22:00 | #5 |
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Last Online: Mar 26th, 2024 11:52
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Hi,
Have you tried ourselves for insurance at all? Regards, Dan. |
Jul 8th, 2018, 22:49 | #6 |
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Its not always best advice to go with the cheapest. Much wiser to check out reviews of the companies concerned to see how they respond when you need to claim, need to contact them, need to make policy changes/adjustments, etc. Plenty of horror stories out there...do the research and take a considered view on premium price v overall reputation.
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Volvo XC40 B3 mild hybrid 2023. Previously Plug In Hybrid 2021 XC40 Recharge 2021, and XC40 2019, V60, two XC60s, various BMWs and Mercs. |
Jul 8th, 2018, 23:42 | #7 |
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Last Online: Jul 12th, 2019 21:49
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Be wiser are pretty good, im not with them now but normally reasonable and i had never been charged for a change on the policy.
I will never go with Go Skippy again, far too awkward to deal with. Not always best to go with cheapest. Last edited by gpax; Jul 8th, 2018 at 23:43. Reason: added extra |
Jul 9th, 2018, 22:43 | #8 | |
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Quote:
I have a couple of days left before I jump, so we'll see what you come back with.
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2003 V70 2.4SE Auto. Gone now. 2003 XC90 D5. Auto. |
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Jul 11th, 2018, 10:02 | #9 | |
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Last Online: Feb 7th, 2024 11:00
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Location: Ffos y Ffin
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Quote:
Just renewed with volvo, £3 more than last year. Landrover is with NFU not the cheapest by any means but they understand landrovers and where they go. No you do not need green Lane cover, they are roads where all the rules apply it's just they are not metalled. You get what you pay for. Paul. |
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Jul 11th, 2018, 22:44 | #10 | |
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Last Online: Feb 28th, 2023 21:25
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Quote:
So I rang, gave all the details again. Was asked for my cheapest quote so far and informed that you couldn't come close, fair enough, but then told I'd be transferred to another insurer. Was then asked for my details again, when I asked why, she said it was so that I could be passed on to another insurer to quote. Really!!!??? I ran out of "can I be bothered" at this point. I only have a short lunch break and don't have time to be passed from pillar to post. So, I went with Tesco Bank. A little more expensive than Esure (Sheila's), but Esure also messed me around. I really don't like being messed around.
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2003 V70 2.4SE Auto. Gone now. 2003 XC90 D5. Auto. |
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