Santander PCP - Word of warning.!

Sotosound · Apr 1st, 2020, 08:24

The AA or RAC or even Honest John might be able to offer some help.

Many years ago, I put a deposit down on a 1996 used Nissan QX and signed the order form.

Then I found out that the car was actually a 1995 vehicle, so I refused to buy it.

I couldn't prove that the model year was not as advised, however, so the dealer pushed me to buy the car on the basis that I'd already signed a commitment to do so.

So I contacted the AA.

They told me that, in reality, if I sacrificed my deposit - which was small - then all that the dealer could really come after me for was any difference between what I was going to pay for the car and what a subsequent customer ended up paying for the car.

Since they had my deposit already, and since I'd also knocked them down on price, there was a chance that any other customer would actually pay more and the car would yield a bigger profit. Therefore, there was little chance of the dealer losing out.

And that's where it ended. I lost my small deposit and walked away.

Had I not sought advice, however, then I'd have had to buy a car that I didn't want.

Apr 1st, 2020, 08:24	#11
Sotosound Premier Member Last Online: Yesterday 11:18 Join Date: Dec 2013 Location: Aylesbury	The AA or RAC or even Honest John might be able to offer some help. Many years ago, I put a deposit down on a 1996 used Nissan QX and signed the order form. Then I found out that the car was actually a 1995 vehicle, so I refused to buy it. I couldn't prove that the model year was not as advised, however, so the dealer pushed me to buy the car on the basis that I'd already signed a commitment to do so. So I contacted the AA. They told me that, in reality, if I sacrificed my deposit - which was small - then all that the dealer could really come after me for was any difference between what I was going to pay for the car and what a subsequent customer ended up paying for the car. Since they had my deposit already, and since I'd also knocked them down on price, there was a chance that any other customer would actually pay more and the car would yield a bigger profit. Therefore, there was little chance of the dealer losing out. And that's where it ended. I lost my small deposit and walked away. Had I not sought advice, however, then I'd have had to buy a car that I didn't want.

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