General: 70: legal expenses hassle - up from below

[zuambellin]

Earlier in the month I asked what to do about a letter received from Aim Legal Expenses Insurance Services Ltd. demanding I furnish them with details concerning an accident in which I scraped another car 10 cms. They are not the other guy's insurers.

The kind folk here advised me not to reply under any circumstances and to leave it all to my insurance people. Which I did.

They have now sent me a third letter reading: "Please accept this letter as official notice under Section 152 of the RTA of our intentiions to issue proceedings against you if you fail to provide details of your insurers." Do I do nothing? Or do I send them the following?

'Please be advised that full details have been provided to the other party's insurers by my insurers. My solicitor advises me that I am under no legal obligation to provide you with information.'

All advice gratefully received!

[BrockyV70Turbo]

Originally Posted by zuambellin

Earlier in the month I asked what to do about a letter received from Aim Legal Expenses Insurance Services Ltd. demanding I furnish them with details concerning an accident in which I scraped another car 10 cms. They are not the other guy's insurers.

The kind folk here advised me not to reply under any circumstances and to leave it all to my insurance people. Which I did.

They have now sent me a third letter reading: "Please accept this letter as official notice under Section 152 of the RTA of our intentiions to issue proceedings against you if you fail to provide details of your insurers." Do I do nothing? Or do I send them the following?

'Please be advised that full details have been provided to the other party's insurers by my insurers. My solicitor advises me that I am under no legal obligation to provide you with information.'

All advice gratefully received!

Tell your insurance company, let them sort it out. It is- after all what you pay insurance for

[Jod T5]

Originally Posted by zuambellin

Earlier in the month I asked what to do about a letter received from Aim Legal Expenses Insurance Services Ltd. demanding I furnish them with details concerning an accident in which I scraped another car 10 cms. They are not the other guy's insurers.

The kind folk here advised me not to reply under any circumstances and to leave it all to my insurance people. Which I did.

They have now sent me a third letter reading: "Please accept this letter as official notice under Section 152 of the RTA of our intentiions to issue proceedings against you if you fail to provide details of your insurers." Do I do nothing? Or do I send them the following?

'Please be advised that full details have been provided to the other party's insurers by my insurers. My solicitor advises me that I am under no legal obligation to provide you with information.'

All advice gratefully received!

A condition of your insurance is that you must pass on all correspondance received from parties acting on behalf of a third party...Refusal to do this can in some cases lead to your insurers repudiating your claim...
Send it to them....
Cheers
Jod

[Nunchukhamster]

I expect you'll find the other party is NOT making the claim via their insurers but is using an accident management company hence why the letter has not come from their insurers. They are perfectly entitled to do this, it does mean that your insurabce premium is likely to be hit harder next year though as these companies make sure that your insurers pay for everything they can think of, for example their clients tend to get nice loan cars (I was given a P3 V70 earlier this year for 2 weeks by one of these companies that I retained to deal with a claim on my behalf).

As Jod has said, pass the letter to your insurers. However, I would consider sending the other company a letter, recorded mail, giving them your insurers details again and telling them that all future communications should be made direct with your insurer. That way, they can't claim that they have never received the details.