Insurance query

Triple-S · Nov 9th, 2018, 09:42

I am currently getting a 240 back into running order after its owner died and the car has sat on his sisters driveway.
On contacting my multi-vehicle insurance brokers, to arrange cover so I could use the car in my name if I buy it, I was asked its date of first registration. I said the V5 had been lost so couldn't advise, to which they wouldn't insure it. They had the registration, and presumably can look up its details on the 'net as I can, but wouldn't.
So it seems I have to be illegal when I get to the stage of driving it round the block? I don't own the vehicle yet (if I ever do - the sister is sentimental - I might just get it running for her) so can't apply for a new V5 and she understandably doesn't want to donate £25 to the DVLAs coffers - she doesn't drive anyway....
Is this normal practice nowadays or was my broker being a bureaucratic pain?

P

PJordan · Nov 9th, 2018, 11:05

Surely all you have to do is type the reg into one of the online comparison sites and it will give you a quote for the vehicle, at least that is what I do. It will give you an indication as to roughly what costs are involved.

ITSv40 · Nov 9th, 2018, 14:09

When I bought my V40 - it was a blind purchase on ebay. All I had was the registration and the owners name and address. I was in Northampton and the car was in Twickenham. I phoned the insurers of my then current V40, told them what I had done and needed a month cover on my current policy to cover bringing the new car home. £20 on a debit card over the phone and all was done. I then took the train down and drove the car back knowing I was fully covered.

volvoid · Nov 9th, 2018, 16:07

apply for a new V5. ITs free if you are the new keeper and the old one didnt arrive

volvoid · Nov 9th, 2018, 16:09

yes, insurers are generally a bunch of w@nk3r5

ITSv40 · Nov 9th, 2018, 16:12

Quote:

Originally Posted by volvoid

yes, insurers are generally a bunch of w@nk3r5

Insurers will willingly lend you an umbrella - and charge you handsomely for it - but, then ask for it back at the first sight of rain.

Whippy · Nov 9th, 2018, 16:47

It has to be registered before it can go on the road.

tofufi · Nov 11th, 2018, 08:21

The insurer was being a bit of a pain.

Just put the details in here: https://vehicleenquiry.service.gov.uk/

and phone the insurer again, using the month of first registration it gives you.

Nov 9th, 2018, 09:42	#1
Triple-S How Old? Last Online: May 31st, 2021 12:28 Join Date: Oct 2006 Location: redhill	Insurance query I am currently getting a 240 back into running order after its owner died and the car has sat on his sisters driveway. On contacting my multi-vehicle insurance brokers, to arrange cover so I could use the car in my name if I buy it, I was asked its date of first registration. I said the V5 had been lost so couldn't advise, to which they wouldn't insure it. They had the registration, and presumably can look up its details on the 'net as I can, but wouldn't. So it seems I have to be illegal when I get to the stage of driving it round the block? I don't own the vehicle yet (if I ever do - the sister is sentimental - I might just get it running for her) so can't apply for a new V5 and she understandably doesn't want to donate £25 to the DVLAs coffers - she doesn't drive anyway.... Is this normal practice nowadays or was my broker being a bureaucratic pain? P

Nov 9th, 2018, 11:05	#2
PJordan Member Last Online: Mar 19th, 2022 14:55 Join Date: Jan 2018 Location: Edinburgh	Surely all you have to do is type the reg into one of the online comparison sites and it will give you a quote for the vehicle, at least that is what I do. It will give you an indication as to roughly what costs are involved. __________________ XC60 D5 AWD SE Lux Nav Auto, 2017 Family Pack, Winter Pack, Panoramic Sunroof.

Nov 9th, 2018, 14:09	#3
ITSv40 VOC Member Last Online: Yesterday 21:56 Join Date: Mar 2008 Location: Northampton	When I bought my V40 - it was a blind purchase on ebay. All I had was the registration and the owners name and address. I was in Northampton and the car was in Twickenham. I phoned the insurers of my then current V40, told them what I had done and needed a month cover on my current policy to cover bringing the new car home. £20 on a debit card over the phone and all was done. I then took the train down and drove the car back knowing I was fully covered. __________________ 2001 V40 2.0lt Sport lux - Daily Driver. 174k miles. 2003 C70 2.4 GT Convertible - Garage Queen. 65k miles. http://www.neptuno6benagil.com

Nov 9th, 2018, 16:07	#4
volvoid Monster Raving Loony Last Online: Nov 12th, 2018 20:03 Join Date: Oct 2013 Location: hitchin	apply for a new V5. ITs free if you are the new keeper and the old one didnt arrive __________________ 1994 850 2.0 bought at 32,000 miles used daily now 45,000. Still like a nearly-new car 2004 filthy polluting diesel VW

Nov 9th, 2018, 16:09	#5
volvoid Monster Raving Loony Last Online: Nov 12th, 2018 20:03 Join Date: Oct 2013 Location: hitchin	yes, insurers are generally a bunch of w@nk3r5 __________________ 1994 850 2.0 bought at 32,000 miles used daily now 45,000. Still like a nearly-new car 2004 filthy polluting diesel VW

Nov 9th, 2018, 16:47	#7
Whippy Premier Member Last Online: Yesterday 20:01 Join Date: Mar 2017 Location: Wessex	It has to be registered before it can go on the road.

Nov 11th, 2018, 08:21	#8
tofufi Premier Member Last Online: Yesterday 09:50 Join Date: Sep 2014 Location: Bristol	The insurer was being a bit of a pain. Just put the details in here: https://vehicleenquiry.service.gov.uk/ and phone the insurer again, using the month of first registration it gives you.

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