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S40 / V40 '96-'04 General Forum for the Volvo S40 and V40 (Classic) Series from 1995-2004. |
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Insurance costViews : 370 Replies : 5Users Viewing This Thread : |
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Aug 16th, 2019, 13:41 | #1 |
Junior Member
Last Online: Sep 27th, 2020 17:45
Join Date: May 2017
Location: Lichfield
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Insurance cost
Just wondering if my 2001 V40 is a classic for car insurance yet?
Has anyone got theirs on classic insurance? who with? I'm simply after the cheapest option out there, I only use the car for a 2 mile commute when it's raining ! Otherwise I'll have to sell the Volvo and get a Smart FourTwo or something horrible. |
Aug 16th, 2019, 18:08 | #2 |
Premier Member
Last Online: Aug 12th, 2020 21:26
Join Date: Mar 2014
Location: Plymouth
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I think it needs to be 20 years?
My car insurance was £183 with Tesco this year (7-8 years no claims). If I went with another company it would be more like £300. Tricks for the lowest quotes, get quotes 21 days before renewal, follow the guidance on MSE website. Try putting someone low risk on there. I have a V40 diesel, 115bhp, leather, climate control etc.
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'04 V40 1.9D |
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Aug 16th, 2019, 19:15 | #3 |
VOC Member
Last Online: Today 10:50
Join Date: Mar 2008
Location: Northampton
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It isn't the age of the car that counts, but whether it is a second car and only used occasionally. My C70 is on a classic agreed value policy with a limit of 3000mls pa. It only qualifies as it is not my main car.
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2001 V40 2.0lt Sport lux - Daily Driver. 174k miles. 2003 C70 2.4 GT Convertible - Garage Queen. 65k miles. http://www.neptuno6benagil.com |
Aug 16th, 2019, 21:27 | #4 |
Senior Member
Last Online: May 14th, 2020 13:58
Join Date: Jul 2019
Location: The countryside
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Depends very much on the firm, and the use to which the car is put. When I was commuting in my Rover P6 it didn't qualify for classic insurance despite being nearly 50, but if you're limited mileage and not commuting then 15 or 20 is the typical threshold age.
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Aug 16th, 2019, 21:28 | #5 |
Premier Member
Last Online: Mar 24th, 2024 17:33
Join Date: Nov 2000
Location: Nottingham
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As per the other posts, play around with near the renewal date.
I'd also suggest logging into something like the autotrader website for their insurance search service - it'll give you results across many insurers and you can pick the best/cheapest etc based upon 3FT or FC. That's what I usually do each year & it's worked out ok for me.
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Now: 04 reg V70 2.4 SE 2.4 auto 177k Then: Volvo, Saab, BMW, MB, Ford, Vx, Opel, Fiat, Rover, Porsche, Alfa, Austin, Renault, etc |
Aug 21st, 2019, 21:47 | #6 |
Trader
Last Online: Apr 22nd, 2024 18:44
Join Date: Aug 2012
Location: King's Lynn
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Hi.
If you need any help with insurance at all then please feel free to drop me a line if you wish. Regards, Dan. |
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