Tyre insurance XC90

Mattfefc · Mar 19th, 2023, 19:03

Anyone got tyre insurance (not Volvo one on new models) just wondered if it’s any good any they pay out for pot holes. Seems to good to be true £300 for 5 tyres especially when they are £300 plus a tyre.

EssexExile · Mar 19th, 2023, 20:25

Do you really go through enough tyres to make it worthwhile spending £300 every year on insurance? For that to make sense you need to claim for more than one tyre a year, if you did that I'm sure the premium would increase for future years.

Edit: I've just seen your other post - wow. I have nice fat tyres on small wheels, I've never damaged a tyre in living memory.

gambiting · Mar 19th, 2023, 23:23

Quote:

Originally Posted by EssexExile

Do you really go through enough tyres to make it worthwhile spending £300 every year on insurance? For that to make sense you need to claim for more than one tyre a year, if you did that I'm sure the premium would increase for future years.

Edit: I've just seen your other post - wow. I have nice fat tyres on small wheels, I've never damaged a tyre in living memory.

It's not per year - it's £300 as a one off.

neilgorin · Mar 20th, 2023, 07:44

First rule of any insurance - if they can reject your claim, they will.

Small print will have all the get outs. Usually a sliding scale of how much they'll pay out vs wear.

Mattfefc · Mar 20th, 2023, 10:47

Quote:

Originally Posted by gambiting

It's not per year - it's £300 as a one off.

as long as you own the car ?

gambiting · Mar 20th, 2023, 11:06

Quote:

Originally Posted by Mattfefc

as long as you own the car ?

No, usuallly for 3-5 years, depends on the policy.

nu11eaf · Mar 20th, 2023, 11:10

Some of the bigger tyre dealers like National tyres give free tyre insurance on premium brand tyres.

noodle1066 · Mar 25th, 2023, 19:05

I paid £7.50 per tyre back in 2021 for new 22" Pirelli's.
Insurance covers any damage and free punctures for the life of the tyre.

This month I had a slow puncture on the OSR.
Back to National tyres and they found the tiniest of punctures unfortunately in the outer tread band that they wouldn't free repair. So it's a warranty replacement claim.
Easy as pie, no arguments, they give discount based on the amount of tread left.

>7mm left then 100% Discount
>6mm left then 80% Discount
>5mm left then 60% Discount
>4mm left then 40% Discount
>3mm left then 25% Discount
>2mm left then 5% Discount
<2mm left then nil

Mine was 80% Discount after 14k miles, plus the insurance continues with the new tyre.

Mar 19th, 2023, 19:03	#1
Mattfefc New Member Last Online: Mar 20th, 2023 11:32 Join Date: Mar 2023 Location: Saffron walde	Tyre insurance XC90 Anyone got tyre insurance (not Volvo one on new models) just wondered if it’s any good any they pay out for pot holes. Seems to good to be true £300 for 5 tyres especially when they are £300 plus a tyre.

Mar 19th, 2023, 20:25	#2
EssexExile Master Member Last Online: Yesterday 12:08 Join Date: Oct 2019 Location: Cannock	Do you really go through enough tyres to make it worthwhile spending £300 every year on insurance? For that to make sense you need to claim for more than one tyre a year, if you did that I'm sure the premium would increase for future years. Edit: I've just seen your other post - wow. I have nice fat tyres on small wheels, I've never damaged a tyre in living memory. __________________ Red XC60 Momentum T5, 2019

Mar 20th, 2023, 07:44	#4
neilgorin Senior Member Last Online: Today 16:34 Join Date: Apr 2019 Location: North Berwick	First rule of any insurance - if they can reject your claim, they will. Small print will have all the get outs. Usually a sliding scale of how much they'll pay out vs wear. __________________ 2023 V60 B3 Core with Blonde Leather. Made on a Friday afternoon from bits of ticky-tacky. Before: 2019 V60 D4 Inscription Manual ran to 105k miles. 2015 V70 D3 5 Cyl ran to 93k. 2010 V50 1.6D DrivE ran to 87k, bit fragile.

Mar 20th, 2023, 11:10	#7
nu11eaf Premier Member Last Online: Yesterday 22:41 Join Date: Mar 2013 Location: Yorkshire man living in County Durham	Some of the bigger tyre dealers like National tyres give free tyre insurance on premium brand tyres. __________________ XC90 Inscription D5 Power pulse, 2017 MY, Savile grey, Blond Nappa, Leather dash/door tops, Walnut inlays, Dark tinted windows, Air suspension, Bliss/Cross traffic alert, Xenium/7 seat comfort/Family/Winter packs, 4 zone climate, Heated rear seats.

Mar 25th, 2023, 19:05	#8
noodle1066 Volvo is now in my blood Last Online: May 12th, 2024 15:08 Join Date: Aug 2011 Location: Guildford	I paid £7.50 per tyre back in 2021 for new 22" Pirelli's. Insurance covers any damage and free punctures for the life of the tyre. This month I had a slow puncture on the OSR. Back to National tyres and they found the tiniest of punctures unfortunately in the outer tread band that they wouldn't free repair. So it's a warranty replacement claim. Easy as pie, no arguments, they give discount based on the amount of tread left. >7mm left then 100% Discount >6mm left then 80% Discount >5mm left then 60% Discount >4mm left then 40% Discount >3mm left then 25% Discount >2mm left then 5% Discount <2mm left then nil Mine was 80% Discount after 14k miles, plus the insurance continues with the new tyre. __________________ XC90 Ex Demo (Rugged Urban & High Spec) XC60 R-Design L/Nav - WPack, Heated SW, P Gl V70 R-Design - Heated Seats, Powered Tailgate

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)