Aww cr*p!!

Anadinolin · Jun 11th, 2012, 16:29

Shot at 2012-06-11

Shot at 2012-06-11

My insurance where told, they said iv lost my no claims bonus and i have a £650 excess to pay now

what happened: i was doing 55 in on a sweeping curve, the one at A120/M11 jct8A towards stansted

the back end slipped on a metal strip that was embedded in the road, i paniked and instead of hitting the brake i must have hit the accelerator and i slid across the grass on the outside, then slid back onto the road and into the barrier

the car looks like its a write-off, not sure yet i will know in the next 24 hours

buggery about the insurance :'(

NigeS · Jun 11th, 2012, 16:39

Bummer, if you don't have your NCBs protected then you will have lost a couple of years worth but not all. Excess, well if that's you agreed on the policy then £650 is what it is.

We just went through a fault claim when the wife wrote off our Saab, just play the game, take your time and document everything you send and receive. We had an initial low settlement from the insurers and with one correspondence and some printouts of similar Saabs for sale on Autotrader we got a settlement a touch more for what we paid for the car and some extra for the children's seats. Took about 5 weeks to get it sorted though, luckily we didn't need the cash for the Saab's replacement.

I suspect you car will be 100% written off.

Looks similar impact to yours, though the wife took a lamp post out with launched the car into a stone wall.

banksy66 · Jun 11th, 2012, 16:40

Gutted for you, but the most important thing is you are here to tell us what happened

You've definately killed the car though dude, 2 airbags alone is probably the thick end of £1000 at bodyshop prices, without the cost of bodywork repairs.

On a more positive note though, which new car do you fancy?

NigeS · Jun 11th, 2012, 16:43

The bodyshop quoted over £14k! to repair the Saab, I think they were making sure it certainly got written off.

As Banksy says, you walked away so the car did it's job.

scr8pdo · Jun 11th, 2012, 16:43

What a bummer mate, at least you are ok mate cars are just metal and money is money but life is much more precious, hope all goes well mate

Anadinolin · Jun 11th, 2012, 16:50

yup, im still alive and kicking hehe

when i was busy spinning out i thought as the airbags went off " this must be an advert for daz or BOLD...maybe its heaven...i didnt think it would smell accrid like this though"

it seemed so slow when i play it over in my mind....shame about the car - i loved it to bits - but im alive, it protected me, so did the barrier - i cant hve NCB protection under 5 years NCB :/

and yes... reluctantly, new car time hehe gotta see if insurance will pay out first though, i said to myself i would be happy with 2.5K for it

may get myself a V70 T5-r Phase one or maybe go oldskool and try for a 740 intercooler estate

in the meantime if that dosent pan out, i have my family heirloom, grandads 460

tt82 · Jun 11th, 2012, 16:53

Sorry to hear the bad news mate.

As others have said the most important thing is that you any passengers if you had any where ok.

Looking like the car will be a write off given the damage. Might not be a bad thing really, some times they just dont seem the same after being in a shunt and being repaired. Be prepared to haggle with your insurers to get a decent value for it. Start printing off similar age, spec and mileage cars near to you on auto trader.

SIAMBLUE · Jun 11th, 2012, 16:55

Maybe don't go through the insurance and use the £650 excess to go towards another car,depends on what the car is worth,,but the Highways will probably make a claim against you for the damaged armco.

volvorocks · Jun 11th, 2012, 17:01

Quote:

Originally Posted by SIAMBLUE

Maybe don't go through the insurance and use the £650 excess to go towards another car,depends on what the car is worth,,but the Highways will probably make a claim against you for the damaged armco.

He will have to go through the insurance for the barrier anyway.

Glad your ok Anadinolin.Bet your glad you were in a strong car.

Regards

Marty Dolomite · Jun 11th, 2012, 17:07

Quote:

Originally Posted by SIAMBLUE

Maybe don't go through the insurance and use the £650 excess to go towards another car,depends on what the car is worth,,but the Highways will probably make a claim against you for the damaged armco.

The HA will still want paying for the Armco which you can offer to pay yourself but at £1k per section it won't be cheap and then the £150- £250 for the recovery assuming it was through the police contractor.

At the end of tha day all that really matters is that you are okay.

Jun 11th, 2012, 16:29	#1
Anadinolin VOC Member Last Online: Jun 20th, 2022 14:32 Join Date: Oct 2009 Location: Upminster View Photos By: Anadinolin	*Aww crp!!** Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 Shot at 2012-06-11 My insurance where told, they said iv lost my no claims bonus and i have a £650 excess to pay now what happened: i was doing 55 in on a sweeping curve, the one at A120/M11 jct8A towards stansted the back end slipped on a metal strip that was embedded in the road, i paniked and instead of hitting the brake i must have hit the accelerator and i slid across the grass on the outside, then slid back onto the road and into the barrier the car looks like its a write-off, not sure yet i will know in the next 24 hours buggery about the insurance :'( __________________ what good music deserves is full deep bass to give it warmth. the stock volvo sub works....just at high volumes Drum n Bass and dubstep

Jun 11th, 2012, 16:39	#2
NigeS Senior Member Last Online: May 11th, 2015 17:54 Join Date: Apr 2012 Location: Denby View Photos By: NigeS	Bummer, if you don't have your NCBs protected then you will have lost a couple of years worth but not all. Excess, well if that's you agreed on the policy then £650 is what it is. We just went through a fault claim when the wife wrote off our Saab, just play the game, take your time and document everything you send and receive. We had an initial low settlement from the insurers and with one correspondence and some printouts of similar Saabs for sale on Autotrader we got a settlement a touch more for what we paid for the car and some extra for the children's seats. Took about 5 weeks to get it sorted though, luckily we didn't need the cash for the Saab's replacement. I suspect you car will be 100% written off. Looks similar impact to yours, though the wife took a lamp post out with launched the car into a stone wall. __________________ 2003 Volvo V70 D5 2004 Mini Coooper S 1988 Porsche 911 Carrera

Jun 11th, 2012, 16:40	#3
banksy66 Master Member Last Online: Jun 22nd, 2012 20:30 Join Date: Nov 2010 Location: near Grimsby, but not too near!	Gutted for you, but the most important thing is you are here to tell us what happened You've definately killed the car though dude, 2 airbags alone is probably the thick end of £1000 at bodyshop prices, without the cost of bodywork repairs. On a more positive note though, which new car do you fancy? __________________ --------------------------------------------------- When people ask “What the hell were you thinking?” I reply "Obviously I was thinking I was going to get away with it and not have to explain myself".

Jun 11th, 2012, 16:43	#4
NigeS Senior Member Last Online: May 11th, 2015 17:54 Join Date: Apr 2012 Location: Denby View Photos By: NigeS	The bodyshop quoted over £14k! to repair the Saab, I think they were making sure it certainly got written off. As Banksy says, you walked away so the car did it's job. __________________ 2003 Volvo V70 D5 2004 Mini Coooper S 1988 Porsche 911 Carrera

Jun 11th, 2012, 16:43	#5
scr8pdo Premier Member Last Online: Aug 27th, 2016 13:21 Join Date: Dec 2008 Location: Greater Manchester	What a bummer mate, at least you are ok mate cars are just metal and money is money but life is much more precious, hope all goes well mate __________________ SAAB 9-5 HOT Aero Audi A4 1997 TDi Avant (old smoker!) Iveco Turbo Daily Recovery Lorry

Jun 11th, 2012, 16:50	#6
Anadinolin VOC Member Last Online: Jun 20th, 2022 14:32 Join Date: Oct 2009 Location: Upminster View Photos By: Anadinolin	yup, im still alive and kicking hehe when i was busy spinning out i thought as the airbags went off " this must be an advert for daz or BOLD...maybe its heaven...i didnt think it would smell accrid like this though" it seemed so slow when i play it over in my mind....shame about the car - i loved it to bits - but im alive, it protected me, so did the barrier - i cant hve NCB protection under 5 years NCB :/ and yes... reluctantly, new car time hehe gotta see if insurance will pay out first though, i said to myself i would be happy with 2.5K for it may get myself a V70 T5-r Phase one or maybe go oldskool and try for a 740 intercooler estate in the meantime if that dosent pan out, i have my family heirloom, grandads 460 __________________ what good music deserves is full deep bass to give it warmth. the stock volvo sub works....just at high volumes Drum n Bass and dubstep Last edited by Anadinolin; Jun 11th, 2012 at 16:52.

Jun 11th, 2012, 16:53	#7
tt82 Forum Support Team Last Online: Nov 28th, 2022 17:33 Join Date: Jan 2009 Location: Here.... obviously!	Sorry to hear the bad news mate. As others have said the most important thing is that you any passengers if you had any where ok. Looking like the car will be a write off given the damage. Might not be a bad thing really, some times they just dont seem the same after being in a shunt and being repaired. Be prepared to haggle with your insurers to get a decent value for it. Start printing off similar age, spec and mileage cars near to you on auto trader. __________________ The more people I meet, the more I like my dog! 2009 V70 D5 R-Design - Jeade'en

Jun 11th, 2012, 16:55	#8
SIAMBLUE Premier Member Last Online: Today 02:50 Join Date: Dec 2003 Location: Ilford, Essex. View Photos By: SIAMBLUE	Maybe don't go through the insurance and use the £650 excess to go towards another car,depends on what the car is worth,,but the Highways will probably make a claim against you for the damaged armco. __________________ V70 P2 facelift D5 6sp manual E4 Sport SE Ocean Race Blue pearl (2005) 97k, standard.

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