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XC60 2015 D4 AWD EXtended Warranty option

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Old Nov 9th, 2018, 11:39   #21
scottnye2015
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I have just been quoted £745 for 12 months for my MY12 XC60 D5 from Volvo directly.

Has anyone had the same thing and been able to negotiate the price?

And if not, what other warranty providers offer comparable cover for less money?

thanks for your time.
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Old Nov 11th, 2018, 01:16   #22
MikeIOW
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Quote:
Originally Posted by hrp123 View Post
For my 65 plate XC90...

I have been offered £700 for 2 years by Motoreasy for their Plan A - but I have not yet found anyone who has actually gone through a claim process with them... without any recommendations would feel cautious to go with them.

Volvo Selekt, which I believe is administered by Car Care Plan, quoted £595 for a one year extension.
Trustpilot give them 5*, 149 Google reviews with 4.1 out of 5

I'm with them but have no claim experience to share: frankly, my personal expectation is that ALL providers will be a bit arsey if & when claims are made, like most insurance companies, I'm probably screwed regardless, but may as well take the best value I could find!

Quote:
Originally Posted by scottnye2015 View Post
I have just been quoted £745 for 12 months for my MY12 XC60 D5 from Volvo directly.

Has anyone had the same thing and been able to negotiate the price?

And if not, what other warranty providers offer comparable cover for less money?

thanks for your time.
Have you read this thread from the start? Only 3 pages.....I got the impression Volvo were not willing to negotiate, the others ALL will.....

https://www.honestjohn.co.uk/cheap-car-warranties for some thoughts from Honest John!
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Old Yesterday, 01:02   #23
Ian W XC60
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Quote:
Originally Posted by scottnye2015 View Post
Has anyone had the same thing and been able to negotiate the price?

And if not, what other warranty providers offer comparable cover for less money?
Volvo won't negotiate on price - they called today but their price isn't negotiable. As to whether the cover is comparable, see below.

Looking at the schemes I mentioned earlier my current thinking is:
Warrantywise: Whilst motorists champion Quentin Wilson might be a damn fine chap the fact they've not joined the Motor Ombudsman scheme doesn't fill me with confidence when they won't allow outside scrutiny of their claims decisions.
Motoreasy: I'm not impressed with their exception:
Repairing or replacing components identified by a suitably qualified engineer at any time, including but not limited to at the time of claim, as being faulty before this plan started.
How does that fit in with covering wear and tear? I can understand them wanting to protect against someone starting a plan knowing they have something about to break but it doesn't differentiate between a fault that's apparent or likely showing symptoms before the plan started and a fault that wouldn't be apparent until something goes bang! They also have some, not all, of the exclusions listed below for WD.
On a like for like basis (no excess, dealer rates) they' are about £150 cheaper than Volvo.
Warranty Direct: What's specifically excluded compared to Volvo might explain the price differential. The main ones being:
Flywheels damage by worn clutch plates, clutch release valve, gearbox mountings, electric traction motors (windows, wipers, mirrors, seats, locks?), heating elements (heater, seats, F&R screens?), xeon tubes, led bulbs, airbag itself(though system IS covered), lifting struts (tailgate?). Unlike Volvo they do cover the DPF but only after specialist cleaning at your expense.
Again about £150 cheaper than Volvo, like for like.

So I think I'm coming around to the view that although the most expensive Volvo probably offers the best cover. It excludes “normal” wear and tear but on a 4yr old premium car with full service history and only 32k miles on the clock would anything other than service items (which no scheme covers) fall into that category?

Car serviced and MOT'ed today with no problems. Asked the dealers about their experiences with extended warranty providers and there feedback was to the affect they're all a pain in the @rse, including Volvo though they're probably slightly better to claim from. If anyone in the trade (Clan or Marc?) has any thoughts I'd be interested in hearing them before I make a decision next week.
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Old Today, 18:38   #24
MikeIOW
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Hang on!

Quote:
Originally Posted by Ian W XC60 View Post
Motoreasy: I'm not impressed with their exception:
Repairing or replacing components identified by a suitably qualified engineer at any time, including but not limited to at the time of claim, as being faulty before this plan started.
How does that fit in with covering wear and tear?

<snip>

So I think I'm coming around to the view that although the most expensive Volvo probably offers the best cover. It excludes “normal” wear and tear but on a 4yr old premium car with full service history and only 32k miles on the clock would anything other than service items (which no scheme covers) fall into that category?
So you rule out Motoreasy on the basis of a mention of wear & tear, but they you ignore that the Volvo one...er....does the same?

I would expect all plans to kind of have some allowance for wear & tear.

I took the Motoreasy plan to cover major parts (& in my case, with a fairly well 'loaded' car, the edge tech - adaptive cruise, for example, with all the laser/radar pieces that could sting me for perhaps £1500-£2000 in the worst case!).
I also took it because it was a good chunk cheaper than the Volvo one, & frankly if they are a PIA, then spending as little as possible isn't a bad thing!!

Quote:
Originally Posted by Ian W XC60 View Post
Asked the dealers about their experiences with extended warranty providers and there feedback was to the affect they're all a pain in the @rse, including Volvo though they're probably slightly better to claim from.
LOL!
That would appear to confirm my thinking on that, as I said above!

Entirely your call, of course: please let us know what you choose, & hopefully neither of us will ever claim
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